With a history of high population density and ethnic diversity, today Indonesia is home to the world’s fourth-largest population. With over 200 million people, living on more than 17,000 islands that span 5,000 km, Indonesia has a very diverse and growing economy. Thus, living expenses can be quite steep in urban areas. Due to the recent attacks in Jakarta and a history of terrorism in Indonesia, expatriates should take precautions when residing in Indonesia. Be aware of your surroundings and if at all possible avoid areas that are prime targets for terrorists.
Healthcare in Indonesia
Most healthcare facilities in Indonesia are sub-standard and do not meet the standards expected in the Western hospitals. In urbanized areas like Jakarta, service is notably better but suffers from slow ambulance service due to traffic congestion. Most expatriates usually seek health care outside the country for serious illnesses. It is key that any expat residing in Indonesia obtain a global medical plan with evacuation and repatriation coverage.
Insurance for Expatriates in Indonesia
Most expatriates will want to obtain international medical coverage if residing in Indonesia. Medical evacuation is recommended along with a plan that provided global medical treatment. A plan that will provide reimbursement for medical expenses via a large network of hospitals is recommended. Many expats should also obtain global life and disability insurance coverage. The Allianz plan may be available to local nationals there – contact us for more details.
Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in Indonesia:
- International Health Insurance
- Expat Life and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans
If you require a quote for insurance coverage for expats in Indonesia, contact Expat Financial today for a quote and to discuss your Indonesian expatriate insurance requirements.