London Expat Guide and Insurance Options
London is inexhaustible. You could tour it for months and barely get to know it. For expats, few cities support such a variety of people living in remarkable harmony. That diversity makes London like a cut diamond; approach it from a different angle each day. For most expats moving to or residing in the United Kingdom, London is the primary destination.
1. Dining in London
To dine like the locals means scoping out the exciting places, both old and new, that London has to offer. It’s also worth noting that many offer a prix-fixe lunch menu, making it possible to dine well in London without spending a fortune. Many expats and visitors will want to enjoy some of the excellent food this great city can offer, but also catch some lower cost food such as fish and chips at a local pub.
2. Shopping in London
From the bargain hunters to those wishing to spend an entire week’s wage on one outfit, whatever your version of shopping nirvana is, you can find it in London. Some must-see shopping districts surely include Oxford Street, Carnaby Street and Covent Gardens.
3. Healthcare in London for Expats
Most expats living in London qualify for free emergency treatment at all National Health Service (NHS) hospitals, but they may have to pay for in-patient treatments and dental work, depending on their nationality. It is important to note that the NHS covers emergency treatment within the United Kingdom; however, will not cover you if you decide to leave the country – even if it is just for a short period of time.
4. Insurance for Expatriates in London
Most expatriates will want to obtain international medical coverage if residing in London. While local healthcare is provided, it doesn’t cover private medical care or when you live or travel abroad. Domestic top-up plans are also quite basic and most only supply basic private care above the National Health System (NHS). A plan that will provide reimbursement for medical expenses via a large network of hospitals is recommended. Many expats should also obtain global life and disability insurance coverage.
Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in London:
- International Health Insurance
- Expat Life and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans
If you require a quote for insurance coverage for expats in London, contact Expat Financial today for a quote and to discuss your London expatriate insurance requirements.