International Insurance for Expats and Their Employers – Global Healthcare Coverage

Independent global insurance solutions for expats and the companies that send them abroad.

International group insurance plans for expatriate employers.

We source expat group insurance plans for expatriate employers. Our firm works with multinational corporations, NGOs and governments which have groups of 3 to 1000 expatriate employees posted overseas. We offer a variety of international insurance solutions & global benefit plans to meet almost any budget. Our firm can also source special risk coverage for companies operating in high risk regions.

Whether you are living or working abroad, or planning to, Expat Financial is your brokerage source for financial and insurance services that form the pillars of any expatriate’s financial health.

For more than 25 years, we have placed expatriate insurance plans for individual expatriates, global nomads and international citizens. We have also assisted global mobility managers in mining, energy, NGO, embassy, and corporate clients, serving employees living and working in over 100 countries. Expat Financial is a division of TFG Global Insurance Solutions Ltd., is a Canadian brokerage firm with offices in Vancouver and Toronto and an A+ rating with the Better Business Bureau. We are a market leader providing independent advice and access to the global insurance market for expats, global nomads and the employers who send them abroad.

  • Independent and impartial advice at no extra cost to you
  • Deep expertise in expatriate and special risk insurance
  • Access to competitive insurance plans from insurers around the world
  • Ongoing service and support wherever life takes you
  • An experienced specialist in sourcing and managing international insurance
  • One broker for both individual and group expatriate plans
  • Active advocacy for the life of your policy if you encounter claims or service difficulties

We source and manage a wide range of expatriate group insurance plans for employers with people posted around the world, covering global medical, evacuation, life, disability and more. Global rewards and mobility managers come to us because we specialize in expatriate plans that help them meet their duty of care obligations to staff working abroad. We are often appointed on existing global benefit plans by multinational employers seeking specialist support and service with nearly 24/7 advocacy and support.

  • Global Benefits Plans for Expat Employees
  • Special Risk Insurance
  • Business Travel Medical Insurance
  • International Pension Plans
  • Global Insurance Consulting
  • Evacuation Plans

GLOBAL INSURANCE COVERAGE FOR EXPATRIATES

We Offer International Insurance Solutions for Individual Expatriates and their Employers

Expat Financial provides international health insuranceindividual life insurancetravel insurance and disability insurance solutions for individual expatriates living abroad and their employers. We are a leading source of global healthcare plans from various insurers.

Expat Financial offers a wide range of expatriate health insurance plans designed specifically for any expatriates of any nationality around much of the world. Our expat health insurance plans can also cover local nationals where conditions permit. We are not tied to any insurance company as we are accountable to you, the client. Expat Financial is operated by TFG Global Insurance Solutions Ltd. (TFG Global), a leading insurance brokerage for expatriates and their employers.

Global Coverage & Solutions

Expat Financial searches the marketplace to supply quality insurance plans that fit your needs and budget. For employers, we source international group insurance for organizations with anywhere from three to a thousand expatriate employees, including groups working in high-risk regions where standard cover is hard to find. We have particular experience with the mining, energy, NGO, education and embassy sectors. We can even source coverage for organizations with just one expat employee.

Service & Support That Travels With You

In addition to providing a wide assortment of financial products, Expat Financial provides excellent service & support. Choosing a plan is only the start. We stay with our clients through claims, renewals and the questions that come up when you are living far from home. We also publish practical resources on finding medical care abroad and a guide to international hospitals by region, so you never have to guess where to go in an emergency. We are your advocate for the life of your international policy and are extensively quoted and interviewed in the media. Our firm also provides information on seeking medical care abroad.

You can apply online, download plan brochures, and reach us by phone, email or video whenever you need us. Global employers can also view our Expat Financial brochure or corporate presentation. We look forward to being of service.

Join our quarterly newsletter to receive important financial and lifestyle advice for individual expats & their employers.

FREQUENTLY ASKED QUESTIONS

Expat health insurance is international medical cover designed for people living or working outside their home country. Unlike local or travel policies, it follows you across borders and can usually be renewed year after year as long as you live abroad, with options for inpatient, outpatient, evacuation and more.

No. We are paid by the insurers we place business with, so our advice comes at no extra cost to you. You pay the same premium whether you buy through us or directly, but with us, you get an independent broker working on your side.

Yes. We specialize in expatriate and special-risk insurance, including evacuation coverage and cover for employees posted to difficult or remote locations. This is one of the areas where an independent broker makes the biggest difference, because few insurers handle these placements well.

We do both. On the corporate side, we arrange international group benefits for organizations with three to a thousand expatriate employees, including multinationals, NGOs and governments. On an individual level, we help expats and global nomads find health, life, disability, and travel cover.

We place business with many of the leading international insurers, including Cigna, Allianz, MSH, Aetna, Now Health, William Russell and others. Because we are not tied to any one of them, we can compare plans and recommend the one that best fits your needs and budget.

You can start a health insurance quote online or request a custom quote through our quote form. Tell us a little about who needs cover and where, and we will come back to you with market options. Some of our plans can even be quoted and purchased online.

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Expat Quarterly Newsletter

Primary International Insurance Providers

 
Cigna Global Logo
Allianz Health Insurance
IMG -International Medical Group
Aetna Global Insurance
Zurich Logo
 
MetLife Logo
William Russel Health Plan
Unisure Logo
Now health international logo

ABOUT US

Expat Financial is a division of TFG Global Insurance Solutions Ltd., an international insurance brokerage serving clients around the world. We have offices in Vancouver and in Toronto. Our firm sources global insurance plans for individual expatriates and expat employers spanning the globe while providing insightful advice, service and support to our clients placed with large and secure insurance companies and providers.