
Cameroon is a country rich in history and filled with a multitude of diverse cultures. Unfortunately, the country has also been struggling with rebuilding its economy after recent political uprisings. Cameroon also has a very high risk of violent crimes, kidnapping, and terrorism. In 2014, the terrorist group Boko Haram became a major threat in the region after kidnapping 276 female students to be sold into slavery. Kidnap and ransom coverage would also be ideal under these circumstances.
Healthcare in Cameroon
At the present time, Cameroon is also a resource-poor developing country with extremely limited medical facilities. It would be advisable for travelers and expatriates to invest in evacuation insurance. HIV/AIDS is still a big problem for the general population in Cameroon. Malaria is also a big cause of sickness in the country. Along with a shortage of medical professionals, the Cameroonian healthcare system continues to struggle. Most expats will want to see medical care in the capital city Douala.
Plans for Expatriate Insurance for Cameroon
Expat Financial is a key resource for expatriates who reside in Cameroon or elsewhere in Africa. Because of the limited nature of the insurance system in the country, any expatriates in the country must contact our firm to discuss their insurance requirements. Expats in Cameroon will want to seek medical care outside the country for serious medical conditions.
Cameroon is an attractive destination for expatriates working in the oil and gas, agriculture, and international development sectors. However, securing comprehensive insurance is essential due to challenges in healthcare, infrastructure, and security.
Here are five key considerations for foreigners when choosing insurance in Cameroon:
1. Comprehensive Health Insurance – The public healthcare system in Cameroon is underfunded, with limited access to quality medical care. Private hospitals in major cities like Douala and Yaoundé offer better services, but they can be expensive. Expats should choose international health insurance covering hospitalization, outpatient treatment, specialist care, and prescription medication.
2. Travel and Personal Liability Insurance – Cameroon has high road accident rates, and theft or property damage can be a concern. Travel insurance and personal liability coverage protect against accidents, legal claims, and unexpected travel disruptions.
3. Emergency Medical Evacuation – Treatment in Cameroon may not be sufficient for serious medical conditions. Medical evacuation to South Africa or Europe is often necessary. Ensure your policy includes air ambulance services and repatriation coverage.
4. Life Cover – Foreigners working in Cameroon, but especially in high-risk sectors such as construction, mining, and logistics, should have life and disability insurance for financial security.
5. Special Risk Cover – Certain regions of Cameroon experience political instability and security threats. Expats should consider kidnap and ransom insurance.
If you require a quote for expatriate insurance in Cameroon, contact Expat Financial today to discuss your requirements.