covering pre-existing medical conditions

We often get asked about medical networks for the global health insurance providers we work with and how to obtain a guarantee of payment for a hospital claim. Unfortunately, when living abroad as an international citizen or expat, you may become ill or injured and require immediate medical attention at a hospital or urgent clinic. Read more

Future Expat

Providing comprehensive life insurance coverage for expat employees isn’t just an employee benefit—it’s a strategic investment in workforce stability, risk management, and corporate responsibility. This is especially important if you send employees to countries where they are at higher risk from their occupation, environment, infectious diseases, remoteness of the region, and if they are in a potential or current conflict zone. Read more

Mozambique Insurance

Many people seek opportunities abroad for better jobs, higher education, and improved quality of life abroad. We often get asked for a quick guide to choosing the best worldwide health insurance when living abroad. This is especially important for future and current expats who are relocating to a new country. They know that the risk of falling ill may increase due to changes in your environment, climate, and diet, bad luck, or simply aging. If you stay abroad for an extended period, you must be financially prepared for potential medical emergencies. Read more

We talk to people moving abroad for work, retirement, and to become global nomads all the time. I have learned that people living and working in the contemporary highly connected global environment, such as expats, digital nomads, or global citizens, face certain particularities in their healthcare experience abroad. Read more

Health Insurance Coverage

Have you planned to move abroad in the near future, or is it a distant dream? Becoming an expat or global nomad is an adventure, but with it comes several drawbacks – including a lack of healthcare. Securing the best expat health care for you and your family is also a priority concern; this can only be made possible after choosing the right international health insurance plans. Read more

International Health Insurance Guide

Have you moved abroad or plan to? You will find that relocating to a foreign country as an expatriate is an exciting journey filled with opportunities for personal growth, professional development, and cultural exploration. However, moving abroad also comes with its fair share of challenges, and securing the right health insurance is among the most critical.

Without adequate coverage, expats risk exposure to significant financial burdens and gaps in medical care, especially in unfamiliar healthcare systems abroad as many countries are requiring expats to buy healthcare before being granted long term visas for permanent residency. Read more

Trying to decide where to live abroad is a very difficult task. You have to consider a hundred different things, such as taxes, safety, housing, schooling, culture, weather and, of course, international health insurance. More adventurous people want to go a step further and consider what are the top five expat destinations that will challenge and excite them. Read more

International Hospitals in United States

In this article, we will examine the best global healthcare options for expats living in the USA. We have worked with numerous expats moving to the USA over the years. There are many expat health insurance options there, as you may not be eligible for a domestic health plan, especially if you are not employed there. Read more

Couple Walking on the Beach

One key consideration in choosing where to live in the Caribbean is the quality and accessibility of the healthcare there. We have put together some recommendations on the best healthcare systems and medical care in the Caribbean for global citizens and expats. Read more

International Health Insurance

International health insurance, often called expat or global health insurance, provides coverage for medical expenses incurred by individuals living, working, or studying abroad for a year or more. For people going abroad for a year or less who only need emergency coverage and are retaining their domestic health coverage, they often buy travel medical insurance. Read more