Most of Chad is covered by a desert landscape and occupied by hundreds of different cultures. Since independence in 1960, Chad has been ravaged by civil war and political unrest. The country is not only one of the poorest countries in Africa but also one of the most dangerous. Militia groups frequently clash inside and outside of cities. Hospitals, medical supplies, and clinics are extremely limited wherever you go, so evacuation insurance is necessary.
Healthcare in Chad
As you would expect, the health facilities in Chad are extremely basic, and most of them are generally not up to Western standards. If possible, expatriates in Chad would be advised to seek medical care from a private medical facility. Thus, it is vital that you obtain global health coverage on an individual or group basis. Any severe medical conditions would require medical evacuation. We can source global health coverage for some local nationals in Chad.
Insurance for Expats in Chad
Expat Financial, a TFG Global Insurance Solutions Ltd division, can quickly obtain coverage for expatriates in Chad. Our staff has the necessary knowledge to provide you with complete insurance coverage that will protect your expat staff who are posted to Chad and other African countries.
Contact Expat Financial today for a more in-depth examination of your Chad insurance needs and what plans we can offer you. We have a great deal of experience in sourcing insurance for expatriates and even some local nationals in Africa.
Beyond health insurance, expats working in Chad, particularly in the oil, humanitarian, and diplomatic sectors, often seek comprehensive coverage, including life, disability, and property insurance. Employers usually provide some level of coverage, but gaps may exist, requiring supplemental policies. Car insurance is necessary due to poor road conditions and frequent accidents, while travel insurance is recommended for those moving in and out of the country. Political and security risks also consider specialized policies for certain professions, such as kidnapping and ransom insurance.
We should note that for expats and even locals, the local insurance market is not great and like most of Africa, expats need to secure international providers with experience in high-risk regions.
Choosing a policy that includes emergency assistance, repatriation, and crisis response services is essential for safety and peace of mind while living in Chad.
If you require a quote for Chad insurance, contact Expat Financial today for a quote. Please send along any relevant risk information that may be available.
