India Insurance Guide
India is a country rich in history and culture. Despite centuries of colonization, poverty, famine, and political unrest, India has managed to become a world power with a strong and growing economy. Although India is moving towards improving social issues such as healthcare and poverty, local uprisings and political corruption has marred its success. As the second most populous country in the world, with 70% of its population living in rural conditions, India is home to a multitude of languages, cultures, and ethnic groups.
Healthcare in India for Expatriates
Hospital coverage and quality in India varies considerably. Most healthcare facilities in India are severely outdated and lack basic sanitation standards expected in Western hospitals. Hospital staff are mostly untrained and ambulance services are rather limited and slow due to traffic congestion. In larger cities like Mumbai and Delhi however, healthcare is comparably better and meets Western standards. If operating in a rural district, most expats will travel to larger cities for medical treatment.
Insurance for Expatriates in India
Most expatriates will want to obtain international medical coverage if residing in India. Medical evacuation is recommended along with a plan that provides global medical treatment. A plan that will provide reimbursement for medical expenses via a large network of hospitals is recommended. Many expats should also obtain global life and disability insurance coverage. Expat Financial can offer some medical and travel insurance plans to local citizens in India.
Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in India:
- International Health Insurance
- Expat Life Insurance and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans