Expat Financial is a leading source of expatriate life insurance for individual expats and global nomads living abroad. We are able to source international life insurance plans for expats who live in a variety of countries where it will be difficult or undesirable to obtain a local life plan. Moving abroad means it is even more important to protect your loved ones. Nothing will replace you, but an expatriate life insurance plan will help maintain your family’s standard of living and pay off debts. You can rest easy that your loved ones will be financially secure with a life insurance plan sourced by Expat Financial, a division of TFG Global Insurance Solutions Ltd.. The plans are not available to current residents of the USA.

Expatriate Life Insurance

Individual Expatriate Life Insurance

We only work with well-established and secure international insurance companies and we can obtain life coverage quotes from a variety of carriers depending on the risk profile. You can also contact us to discuss your life insurance needs. A good rule of thumb is to have enough life coverage to pay off your debts and leave a pot of money that can be invested to produce an income stream for your family. Complete our expat life insurance quote form to learn more.

Excluded Countries & Nationalities for the Expatriate Life Plan:

Afghanistan, Albania, Benin, Burkina Faso, Burundi, Central African Republic, Djibouti, Eritrea, Guatemala, Guinea, Guinea-Bissau, Guyana, Iraq, Lebanon, Liberia, Libya, North Korea, Palestine, Rwanda, Sierra Leone, Somalia, South Sudan, Syria, Yemen. Additional exclusions could apply
where high-risk nationalities are combined with high-risk territories. We are not able to cover expatriates who will be living in the USA or Canada for expat life insurance – we encourage them to obtain a plan from a local insurer in their respective new countries. Also, note that there are some nationalities and countries where we are unfortunately now able or allowed to quote.

Click HERE to fill out our quote form or send us an email via the contact page. Please note your personal details along with how much life coverage you require and for how long. The plans are only available to expatriates – those currently living outside their country of citizenship. Please note that the minimum amount we can quote is $500,000 USD or EURO.

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How Much Expat Life Insurance Should I Buy?

That is a complex question for most global citizens, but generally, you want to have enough capital to pay off your debts and provide a pool of capital that when invested will produce enough income for your partner and children to support the lifestyle that they are accustomed to. But people also buy life insurance for other reasons, such as for estate preservation, mortgage protection and to support dependent relatives. Some businesses also need life coverage for buy-sell and key-person reasons. We recommend you get a needs analysis based on your unique requirements via a free life insurance needs calculator!

Group Expat Life Insurance Plans

Expat Financial can also quote key-person life insurance plans for corporations that have key expatriate personnel who are key employees of a company. We can also source group expatriate life insurance plans for expat employers from three lives up to several thousand. A global pooled life insurance plan can provide superior coverage, rates and underwriting for global life plans that are designed for portable expatriates living abroad. Feel free to contact us for a group or individual quote today.