Although one of the smaller countries in Africa, Burundi is home to a diverse landscape of mountains and lakes. However, due to many years of ethnic conflicts, theft and violent crimes are a high risk to travelers and expatriates visiting Burundi. Burundi has been undergoing social and political reconstruction after a cease-fire between the government and the last remaining opposition group in 2006.
Burundi, while offering a unique cultural experience, presents several challenges for expatriates, particularly regarding healthcare, security, and infrastructure. As a result, having a comprehensive insurance plan is essential for foreigners living or working in the country
Healthcare in Burundi
In its present state, Burundi is resource-poor and deprived of most basic healthcare requirements. Malaria remains the main cause of illness and death in the country, along with HIV/AIDS. The country simply does not have adequate care in most hospitals, and when available, they are only at a high cost. Expatriates are able to be served by a few clinics and hospitals in the capital city Bujumbura. Expatriates will want to travel or be evacuated if they suffer a major illness or injury. To learn about the healthcare system in Burundi, check out our healthcare region page or the USAID site.
Expatriate Insurance for Burundi
Expat Financial can source various plans for expatriate insurance in Burundi. It is vital that any travelers to the country obtain comprehensive travel medical insurance coverage that includes evacuation insurance. Expats residing in the country should not rely upon local health insurance plans and should contact our firm for a quote.
We have extensive experience in sourcing coverage for expats in Burundi, but we can also manage coverage for locals working for foreign firms there.
Key Insurance Considerations
- Health Insurance – As noted above, Burundi’s public healthcare system is underdeveloped, with limited medical facilities, frequent shortages of medication, and a lack of specialized care. There are a few private clinics in Bujumbura that can assist, but they are costly and may still lack advanced treatment options. If you are living there as a foreigner, you should opt for international health insurance with coverage for private care and medical evacuations.
- Medical Evacuation Coverage – In case of serious medical emergencies, air evacuation to Kenya, Rwanda, or South Africa is often necessary. Having evac cover in the country is essential.
- Personal Liability and Travel Insurance – Given Burundi’s political instability and occasional security risks, expats should consider travel and liability insurance to cover unforeseen incidents such as accidents or theft.
- Life and Disability Insurance – Expats working in high-risk sectors such as non-governmental organizations or construction should ensure they have adequate life and disability insurance.
A robust international insurance policy ensures expats in Burundi have access to quality healthcare, emergency services, and financial protection, providing peace of mind while living and working in the country. Contact us to learn more.
