Colombia Expat Insurance & Country Guide

International Health Insurance QuoteColombia is known as the Republic of Colombia is a dynamic nation situated in the northwest of South America. It is a Spanish speaking country that is ethnically diverse and highly urbanized. Its capital is Bogota and has a population of 48 million. Columbia has large quantities of oil and minerals along with a large farming industry.

Since the 1960s Columbia has experienced armed conflict and internal disturbances. The conflict between the government and the FARC rebels has reduced substantially and the nation has been quite peaceful and prosperous in the last 10 years. Fortunately, a peace agreement has been reached after many years of negotiations between the FARC and the Colombian government. The country is becoming increasingly popular with expatriates, immigrants, retirees. Its main cities offer excellent hotels, restaurants and nightlife. The capital is Bogota.

Healthcare in Colombia

Colombia’s healthcare system is divided into two groups: The “contributivo” scheme for who pay for their healthcare plan with their own (and their employers’) money and people who get it subsidized with taxpayers’ pesos under the “subsidiado” scheme.  Colombia constitution views healthcare as a fundamental right and there has been a sharp rise in costs for private and government healthcare plans.

Colombia Expat Insurance

Most healthcare in Colombia is from a combination of compulsory health insurance and private medical systems. It is important that expatriates not rely on state-run programs and purchase international health coverage that will provide private medical cover and access to medical care outside of Argentina. Private medical care in Colombia is quite advanced and it is possible to get decent health care while being a private citizen in Colombia. However, it is still a good idea for expats to obtain global health and especially medical evacuation coverage.

Insurance for Expatriates in Colombia

Expat Financial has a great deal of experience in sourcing international insurance plans for individual expatriates and expat employers in Colombia. We can also source global medical coverage for select local nationals in Colombia that will allow for global medical coverage that includes the United States. Colombia expat healthcare plans are available via our firm from a variety of international insurance companies. It is highly recommended that expatriates obtain kidnap & ransom coverage when living or travelling to Colombia.

Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in Columbia:

If you require a quote for Colombia insurance, contact Expat Financial today for a quote. We can also source international health plans for local nationals in Colombia. Please send along any relevant risk information that may be available.