Antigua and Barbuda are a two-island nation that is very prosperous as a result of their strong tourism industry and offshore financial services. Tourism continues to play a leading role in contributing to the country’s GDP and employment, by adding approximately 60% of GDP and a large chunk of investment. The tourism industry’s strength comes from its beautiful beaches and tropical climate. This has made it a popular destination for American cruise ships and has lured large investments in infrastructure. Comprehensive options that fulfil tourists’ and expats’ requirements for healthcare in Antigua & Barbuda and robust health insurance in Antigua & Barbuda attract both tourists and expatriates seeking quality medical coverage.

However, as the country relies on tourism, it is susceptible to a downturn in the world market. An alternate source of revenue is the Internet gambling sites that are based in the country. Antigua has recently been locked in a trade dispute with the US over American restrictions on online gambling. For a long time, Antigua and Barbuda have been hosting online gambling operations, which led to a WTO conflict in the year 2003. Even though a 2007 mandate allotting up to USD 21 million per annum, compliance is yet to come from the US, and Antigua is awaiting implementation since then.

The majority of the population comes from Antigua and is the epicenter of business and tourism. On the other hand, Barbuda is relatively undeveloped and is home to smaller, exclusive resorts and a sanctuary for frigate birds. The incidence of crime on the islands is quite low, but expats should take normal precautions, especially at night.

Antigua and Barbuda Insurance

Healthcare in Antigua & Barbuda

Healthcare in Antigua & Barbuda operates via public as well as private sectors, offering medical facilities to both residents and tourists on both islands.

Public Healthcare in Antigua

Healthcare in Antigua has an extensive and long-standing framework, which functions as the essential healthcare provider for most of the general public. Antigua healthcare of the public domain consists of more than 25 public clinics, the 185‑bed Sir Lester Bird Medical Centre, previously known as Mount St. John’s Medical Centre in Antigua, and the Hanna Thomas Hospital in Barbuda, which is an eight‑bed facility. Basic vaccines are supported by the National Medical Benefits Scheme and the Ministry of Health’s vaccination program. They are run by a group of healthcare workers that deliver easily available primary healthcare services to the population across Antigua and Barbuda. Notable achievements include nearly one hundred percent coverage for diseases that are vaccine-preventable. Despite the fact that serious emergency situations may still require overseas medical evacuation, Sir Lester Bird Medical Centre now has a hyperbaric oxygen therapy chamber introduced in mid-2025, which facilitates in-house treatment of decompression illness.

Private Healthcare & Health Insurance in Antigua & Barbuda

Though the public system offers extensive coverage, acute medical crises and specialty medical intervention may still necessitate transfer of the patient abroad to avail more hi-tech amenities in nearby countries or North America. This is the reason that it is important to have an international health insurance in Antigua & Barbuda to receive uninterrupted medical treatment in situations where specialized medical care becomes crucial, as options through public healthcare in Antigua are unable to cater to.

Private healthcare services present more choices to those who require and would like to opt for specialized medical treatment as soon as possible, or higher facilities of convenience throughout the treatment. This is most needed for expats and global nomads seeking services that the public system cannot provide.

The private healthcare in Antigua & Barbuda​​ sector also caters to overseas medical evacuation services, which become unavoidable when local facilities cannot provide the required level of specialized care for complex medical emergencies or rare cases.

Insurance for Expatriates

Antigua and Barbuda, famous for their flourishing tourism sector and dynamic expatriate community, present a range of global insurance solutions for expats and global employers.

Expat Financial, a division of TFG Global Insurance Solutions Ltd., has a great deal of experience in sourcing international insurance plans for individual expatriates who intend to stay or work in Antigua. Plans related to health insurance in Antigua & Barbuda that provide for the healthcare and financial security needs of expats, ensuring contentment and well-being while residing abroad, are available via our firm from a variety of international insurance companies.

Why Consider International Insurance?

Relocation to Antigua and Barbuda indicates getting used to a new healthcare system and being able to easily browse through possible hazards that may not be the same as those in your country of origin. An all-risk health insurance in Antigua & Barbuda coverage is vital to:

  • Receive healthcare services in Antigua and abroad
  • Safeguard against unexpected medical situations
  • Ensure economic balance for self and dependents
  • Procure coverage for high-risk conditions such as evacuation of people requiring medical care

Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in Antigua:

This includes international health insurance for expats plans that offer health insurance in Antigua & Barbuda through leading players such as Cigna, Allianz, and GeoBlue. Their offerings comprise customizable personal and group plans varying from essential hospital coverage to comprehensive plans including dental, eye-care, and medical evacuation services for which clients do not have to pay, as they’re compensated by insurance carriers chosen by the client.

This is offered by way of a variety of Antigua and Barbuda travel insurance solutions through partners like VisitorsCoverage.com, TuGo, and IMG, providing coverage options for different scenarios including single-trip travel medical insurance for non-Canadian citizens, provincial coverage for Canadian residents, visitors to Canada and Super Visa insurance, group plans for five or more people traveling, and customized solutions for special requirements.

If you require a quote for Antigua and Barbuda Insurance, contact Expat Financial today for a quote. We can also source international health plans for local nationals in Antigua. Please send along any relevant risk information that may be available.