These expats are a key part of any multinational’s global success. However, many of these expat employees or their dependents may suffer from unseen medical conditions, otherwise known as chronic medical conditions. These “hidden diseases,” otherwise known as chronic medical conditions, are usually not something that companies can ask their current or future employees about.
Africa has become a very active continent for expatriates from around the world. Followed by Asia, Africa is the world’s second largest continent with about 30.3 million km including several surrounding islands. The continent of Africa has 54 independent countries, with an estimated total population of 1.1 billion. Surrounded by the Mediterranean Sea to the north, and the Indian Ocean to the southeast, Africa hosts a large diversity of cultural traditions, natural beauty and languages. Africa can be divided into several general climate regions.
When you live abroad you are often faced with the following choice: Do I go on the domestic government public health plan OR do I purchase global medical coverage? Some countries will allow you to choose while others mandate or automatically cover you under the state plan. In some Gulf State countries such as the UAE, you have to be covered by a locally admitted insurer to obtain and retain your work visa. In countries such as Canada, expats are often enrolled in the provincial medical system after a waiting period of 3 to more than 12 months and in the interim most will opt for a travel medical insurance plan.
Global medical insurance or international health insurance coverage is a must for individuals and families planning to work, live, retire and study abroad. Global medical insurance premiums can be a significant expense for people living overseas, especially if you have a family. However, there are some ways to lower your premiums while still offering first […]
Luxury travelers and high-income expats are taking advantage of what the world of high-end travel and living can offer. This rising group has higher income and spending power and more advanced service expectations. They are expecting a luxury hospitality experience, expensive travel package, special privileges, and glamorous activities. In essence, luxury travelers and high-income expatriates living overseas are willing to spend the most.
Located on the southeast coast of China, Hong Kong is known as a dynamic metropolis as Asia’s World City. Once a fishing village, Hong Kong has become a cosmopolitan centre where Chinese culture blends with Western culture. Many expatriates are living and working in Hong Kong, but expats need to remember that medical care in the territory is very expensive, so it is crucial to obtain global medical insurance coverage.
For a limited time, you can get up to $250 cash back into your policy account if you purchase a Cigna Global Individual Private Medical Insurance Policy within the promotional period of 1st Aug 2016 – 31st Aug 2016. More details are provided once you apply and are approved within the month of August 2016. The Cigna global medical insurance offers excellent global coverage for expatriates.
For many expatriates, getting adequate medical treatment in a foreign country can be both difficult and stressful. The quality of medical facilities may vary greatly from country to country as a result of local medical capabilities. And in some countries, the standards of medical facilities may be much lower than those in Western countries. However, even in a developed country, having a prearranged plan on hand on how to deal with medical emergency coverage is very important. It will provide you and your family with an accurate direction and alleviate panic. In this article, we will provide you with some insight on how to design your plan for medical emergencies as an expat overseas.
Located in the southernmost region of Africa, and encompassing a wide variety of languages and cultures, South Africa today is a developed country with a vibrant culture, environment and people. The economy of South Africa ranks the second-largest in Africa, and there are several urban centres with large cities. South Africa has also been maintaining significant regional influences in international affairs. The wildlife, beautiful natural scene and golden beaches have attracted millions of travellers and thousands of expats.
Being the largest country in the world, and spanning eleven time zones, Russia is a sovereign state extending across the entirety of northern Asia and much of Eastern Europe. From Lake Baikal to the old imperial city of Irkutsk, Russia attracts an increasing number of tourists and expats. Anyone who is considering living in Russia should first examine the health system and what may be available for expats there. Most local nationals in Russia will seek medical care from a public run hospital or doctor via the domestic insurance system.
