business travel

Seven business travel tips for 2018

Business has become even more global over the past ten years, and for most companies, it means that business travel overseas is an absolute necessity. Your clients are no longer local, they are global, and you need to keep in touch with them through email, phone, Skype, chats and of course, travel. Experienced business travel professionals are always sharing their tips on how to make their corporate journeys as smooth and productive as possible. We have gathered seven business travel tips for 2018 to share with our globally mobile employees and associates.

Business Travel Tips

  1. Try to be loyal to your favourite airlines so you can rack up your travel miles with one or two carriers. It will also give you added travel perks and upgrades when you often travel for the same airline.
  2. Dress professionally when you travel, especially in business class. Yes, we love to be comfortable when travelling, but if you are travelling for business, you have to remember that you are representing your business and your brand. You never know whom you are going to meet – maybe a new or existing customer or your boss. It may also help you get an edge in being upgraded by the airline.
  3. Pay attention to travel warnings if you are travelling to countries with current or previous travel safety problems or political instability. There are lots of great government websites such as the US State Department or UK Foreign Office which can provide excellent safety information that is continuously being updated. Your employer may have access to exclusive private country intelligence information, especially if they have a corporate kidnap or evacuation policy through our firm.
  4. Check with your doctor or travel clinic if you require specific vaccinations for the travel destinations that you are going to for business. You don’t want to come back with unwanted diseases or illnesses. The CDC provided some excellent information for business travellers, but talk to your doctor for more details.
  5. Make sure your travel documents are up to date and provide for full entry as a business traveller. You should check first if your passport is valid for at least six months after travel is started or has recently expired. You should also check to see if you have the correct visa entry requirements as business travellers are often viewed differently than tourists. You may have to apply well before you travel to avoid being denied entry into your country destination.
  6. Staying healthy is always good advice, but have you taken steps to ensure you stay healthy when you travel? Here are a few sub-tips for you to consider when travelling abroad:
    1. Try to get some exercise and use the hotel gym.
    2. Bring hand sanitizer and wash hands regularly to avoid unwanted germs and viruses.
    3. Get up during the flight to improve circulation and avoid deep vein thrombosis.
    4. Stay hydrated during the trip and when at your destination. It can do wonders for your travel health.
    5. Try to eat well when travelling, including fruit and vegetables. It can be difficult when you are being wined and dined during your business junket.
    6. Be careful where you eat, especially in developing or third world destinations.
  7. Perhaps the most relevant and important tip for business travellers is to make sure you are covered for emergency medical and evacuation expenses by purchasing travel medical insurance before you go on your business trip. Your corporate HR department may have purchased a single trip or multi-trip business travel insurance policy that will cover your business travel. If you are going to add some pleasure travel days to your business trip, make sure your corporate program thoroughly covers sojourn travels. If you are travelling to areas where terrorism, war and civil conflict are possible, make sure the policy doesn’t exclude war or terrorism. Some plans will also provide some trip delay, trip cancellation, liability and Accidental Death & Dismemberment coverage as well.

We hope that the above seven tips for business travel will be well received by all the business travellers who are expanding markets, meeting customers and delivering solutions to clients around the world.

What are the Best Solutions for Business Travel Medical?

The best solution for business travellers is to have your HR department contact our firm to quote on a corporate multi-trip annual business travel insurance policy. Such a plan can cover all the business travel for the entire company throughout the year. All employees who travel will receive a particular travel card that they can use in the event they suffer an illness or injury while travelling abroad. The plans can even cover employees in different countries travelling for your company, and some insurers can also include some sojourn or pleasure travel. To learn more, contact us today to discuss your requirements.

7 Tips for School Groups Traveling Abroad

Are you preparing for School Group Travel Abroad? 

There are many exciting opportunities for students to gain international experience while working towards their degree or for high school student groups going abroad on short school trips. Many universities provide either an exchange program or field school, as well as short-term summer programs. If you wish to spend one or more terms on an external program such as volunteering overseas, international employment, school group travel, international Co-op, etc., it is critical to making preparations, such as obtaining a travel medical coverage. In this article, we will provide seven tips for students and school group leaders when preparing for a short or long-term trip overseas.

 

Tips for Students and School Leaders 

  • Vaccination is critical for school group travel overseas. Many universities require standard immunization before arriving, especially for students who come from countries identified as having more infectious diseases and outbreaks. If your school group is visiting the USA, you may be required to complete a TB screening test.
  • Research your destination country for travel advisories and healthcare facilities. No matter where your school tour intends to travel, make sure you check the Travel advisory sites before you leave. This is because a travel advisory may affect your travel health insurance. In some regions, healthcare facilities may be limited. It is critical to understand any terms and conditions in your insurance policy for medical claims made for injuries in your destination country.
  • When selecting a travel medical insurance plan, you should make sure that the plan provides continuous coverage for the duration of your stay. It is also essential to check whether the plan pays for foreign hospitalization and provides the up-front payment of bills.

  • Be sure to obtain an emergency medical plan with a 24-hour/7-day emergency contact number in your language for health care providers in your destination country. Medical evacuation coverage is critical, especially in regions where medical care is not up to first world standards. Ensure that your medical insurance provides coverage for medical evacuation to the nearest location with appropriate medical care from your destination.
  • Preparing your school members for travel is essential, so it makes sense to plan ahead and also bring a first-aid kit. Travelers with any chronic medical conditions such as diabetes, high blood pressure or other problems need to carry medications with you on your trip. Moreover, it is always recommended to bring an extra prescription in case you want to extend your trip or have a delay.
  • Regardless of where you are going, you school members should always carry your prescription copies, allergy medication, antibiotic ointment (for more remote areas), sunscreen, etc. It is recommended that students consult a healthcare professional for some extras you should carry if heading to more remote regions or areas.

Bring Student Group Travel Medical Insurance with You 

And finally, with appropriate planning before a school group trip, your students enjoy their travels abroad without worrying about the costs associated with dealing with the unexpected injury or illness while on your tour. Expat Financial is a key resource for students who are going abroad to travel, attend a foreign university or volunteer for up to 1 year for emergency medical expenses. Here are two travel medical insurance plans that we can provide to students living outside the USA:

For students who are studying abroad and require a global medical insurance plan, we offer several international health insurance plans from several global medical insurance providers which are perfectly suited to studying abroad and offer excellent rates for young students, but not school members who are based in the USA.

Check out our international student health insurance plan and discuss with us your student health insurance requirements today. If your overseas education facility would like to discuss offering a plan for its students or even the expatriate staff, please contact us to discuss a group plan.