Providing comprehensive life insurance coverage for expat employees isn’t just an employee benefit—it’s a strategic investment in workforce stability, risk management, and corporate responsibility. This is especially important if you send employees to countries where they are at higher risk from their occupation, environment, infectious diseases, remoteness of the region, and if they are in a potential or current conflict zone. Read more
Portugal’s Golden Visa Program is considered the premier route to second citizenship in Europe. With qualifying investment options starting at just €280,000 (for now) and average physical stay requirements of just seven days per year over a 5-year qualification period, it is the most practical route to a powerful EU passport that exists today. Read more
Our parent firm works with clients with expatriates employees who are posted around the world. Some of these clients are in very risky countries or regions. COVID-19 has introduced some potentially increased risks for companies and organizations with expatriate and local populations posted around the globe. Most companies have been impacted by lockdown and have suspended nearly all business travel. Read more
TFG Global and its division Expat Financial is now offering free country risk profile report to global HR managers who allow our firm to examine their global benefit plan and obtain quotes from the market. Such international group insurance plans can include vital health, evacuation an/or life insurance for their expatriate employee population.
Unfortunately, we live in a world that has many regions and countries where war and terrorism are commonplace. Nearly all mainstream travel medical insurance and expat health policies have restrictions on claims that are the result of war, terrorism, riots and civil strife. Some others will exclude coverage in well known high-risk countries such as Iraq and Afghanistan. Most people will not travel to such countries for pleasure, though that has been the case in Afghanistan recently where the Taliban attacked some “adventure tourists.” In general, people are travelling to high-risk countries for the following reasons:
Unfortunately, the world has been gripped by an increase in the number of high profile terrorist attacks, including Paris, Thailand, Indonesia and the recent terrorist attack by ISIS operative in Brussels, Belgium. The recent advances of the terrorist group ISIS in Iraq, Libya, Syria and other countries have unfortunately increased the level of terrorism and civil strife in the region. Unfortunately, the terrorist ideology is spreading from countries such as Syria and Iraq throughout many parts of the world. Europe is currently in the grip of a major terrorist threat.
Living overseas will come with many challenges. In remote parts of world, where overseas emergency take place, that hospital may be hundreds or even thousands of miles away. As an expat living abroad, you must be prepared for the worst and hope for the best. Suddenly falling ill or affected by virus while visiting remote […]
It has recently been reported by the Global Terrorism Index 2014 report that deaths from terrorism rose by 61% from the previous year in 2013. There were nearly 10 thousand terrorist attacks in 2013, which is a 44% increase from 2012. Iraq is the country that is the most impacted by terrorist attacks thanks to […]
It is an unfortunate reality that living abroad today can be just as risky as ever. Recent events have shown that many parts of the world are becoming increasingly volatile. Whether your move is for business or pleasure, understanding and predicting future medical needs can be very difficult.
