Covid-19

How COVID-19 Can Impact Your Company’s Global Risk Profile

Learn How the Covid-19 Pandemic Will Negatively Impact your Company’s Risk Profile Abroad

Our parent firm works with clients with expatriates employees who are posted around the world. Some of these clients are in very risky countries or regions. COVID-19 has introduced some potentially increased risks for companies and organizations with expatriate and local populations posted around the globe. Most companies have been impacted by lockdown and have suspended nearly all business travel. Read more

free country risk profile report

Expat Employers – Obtain a free country risk profile report

TFG Global and its division Expat Financial is now offering free country risk profile report to global HR managers who allow our firm to examine their global benefit plan and obtain quotes from the market. Such international group insurance plans can include vital health, evacuation an/or life insurance for their expatriate employee population.

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free country risk profile report

Going to a conflict zone? Get special risk insurance coverage

Unfortunately, we live in a world that has many regions and countries where war and terrorism are commonplace. Nearly all mainstream travel medical insurance and expat health policies have restrictions on claims that are the result of war, terrorism, riots and civil strife. Some others will exclude coverage in well known high-risk countries such as Iraq and Afghanistan. Most people will not travel to such countries for pleasure, though that has been the case in Afghanistan recently where the Taliban attacked some “adventure tourists.” In general, people are travelling to high-risk countries for the following reasons:

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Recent terrorist attacks reminds us of the importance of terrorism coverage for expats

Unfortunately, the world has been gripped by an increase in the number of high profile terrorist attacks, including Paris, Thailand, Indonesia and the recent terrorist attack by ISIS operative in Brussels, Belgium. The recent advances of the terrorist group ISIS in Iraq, Libya, Syria and other countries have unfortunately increased the level of terrorism and civil strife in the region. Unfortunately, the terrorist ideology is spreading from countries such as Syria and Iraq throughout many parts of the world. Europe is currently in the grip of a major terrorist threat.

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Are you covered for emergency medical evacuation when you live abroad?

Living overseas will come with many challenges. In remote parts of world, where overseas emergency take place, that hospital may be hundreds or even thousands of miles away. As an expat living abroad, you must be prepared for the worst and hope for the best. Suddenly falling ill or affected by virus while visiting remote […]

44% Increase in terrorism attacks in 2013 – Terrorism insurance is critical

It has recently been reported by the Global Terrorism Index 2014 report that deaths from terrorism rose by 61% from the previous year in 2013. There were nearly 10 thousand terrorist attacks in 2013, which is a 44% increase from 2012. Iraq is the country that is the most impacted by terrorist attacks thanks to al-Qaeda and the Islamic State (ISIL or ISIS). A report from the Institute for Economics and Peace remarked that 18 thousand people died from terrorism-related injuries in 2013. Syria and Iraq are fueling a dramatic increase in terrorism, but Boko Haram in Nigeria is also responsible for the global increase. Further destabilization in the Middle East will only increase the amount of terrorism in the world. Even Turkey and Mexico are experiencing higher rates of terrorism.

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terrorism coverage

Terrorism coverage has become a necessity for some expatriates

It is an unfortunate reality that living abroad today can be just as risky as ever. Recent events have shown that many parts of the world are becoming increasingly volatile. Whether your move is for business or pleasure, understanding and predicting future medical needs can be very difficult.

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Ebola Virus Outbreak is Reminder of the Importance of International Health Insurance

There have been reported outbreaks of the Ebola virus in Guinea, Sierra Leone, and Liberia. One infected person even died in Lagos, Nigeria after a plane trip from a nearby country. Ebola virus is a rare and deadly disease. The Ebola incubation period, from exposure to when signs or symptoms appear, usually ranges from 2 to 21 days. Early symptoms include sudden fever, chills, and muscle aches. Around the fifth day, a skin rash can occur. Nausea, vomiting, chest pain, sore throat, abdominal pain, and diarrhea may follow. It is vital that one seek treatment as soon as possible and take immediate steps not expose others to the illness. 

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