prepare for flu season travel

8 Ways for Expats to Avoid and Prepare the Flu Season

Learn how expats can prepare for the flu season

Millions of cases of influenza (or flu) are recorded every year in the United States alone according to the CDC  Flue page.  What makes the flu virus so scary is that it can even infect those who have already received vaccination for it. The virus can lead to pneumonia, or some other bacterial infection, which can even turn fatal. Influenza is an acute infection of the upper airway caused by an influenza A or B virus. Some of the common symptoms are fever, cough, sore throat, stuffy nose, headaches, fatigue and more. Check with your doctor if you have the flu.

Here’s a list of the 8 best ways to avoid contracting the flu virus and stay healthy during your expat life abroad: Read more

Mental Illness

Expatriates can face higher rates of mental illness

Living abroad as an expatriate can be very rewarding and exciting for an expatriate employee and his or her family members. However, many expatriate employees often face culture shock, homesickness and social isolation. There is often a lack of support for expats, and it can be more challenging to cope with living in a new country and culture. Many expatriates and their family members can be faced with mental illness – including stress, depression and anxiety. It is vital that an expatriate employer make sure that the group expatriate insurance plan contains coverage for mental illness.

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International Health Insurance

How to save money on your international health insurance premiums

Living overseas is often an expensive endeavour for individuals and families who plan to work, retire or travel abroad for over one year. Perhaps the most important decision before you live abroad or even if you are already an expat is what global health insurance you should obtain, the insurer you will choose and the plan coverage options. There are lots of expat health insurance companies and providers to choose from and endless insurance options that can be very confusing for expatriates. As an international insurance brokerage firm with extensive experience and knowledge in this domain, we have put together six ways expatriates can save on their international health insurance premiums & coverage. It should be noted that these tips apply equally to both group and individual global health insurance premiums.

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expat employee

More expat employees will be required by resurgent mining companies

Gold mining companies are doing much better in 2016 after many years of low gold prices along with depressed stock prices, exploration and production. The global mining sector has experienced a protracted correction that has seen all commodities fall from grace since 2011 and 2012. Mining companies, especially in the gold sector, have seen significant declines for a variety of economic factors, especially the slowing demand for commodities from China. Quite a few mining stocks have risen substantially in 2016.

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Healthcare in France

Six tips for finding quality expat child care

For many expat families, moving abroad with children can be very challenging. More importantly, choosing quality child care in a destination country is another difficult decision. As parents, you want to make sure the child care has a safe, happy environment that supports both the intellectual and emotional development of your expat child.

Here are some tips for finding quality administered child care for expats:

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Expat Healthcare in France and the ‘mutuelle’ system

Working in France yields many benefits when it comes to health insurance. The government-run healthcare program deducts contributions directly from salaries and reimburses patients usually 70 percent of their medical costs. Although this is great news for expats, many residents and expats alike tend to rely on an extended insurance policy known as a mutuelle.

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Recent terrorist attacks reminds us of the importance of terrorism coverage for expats

Unfortunately, the world has been gripped by an increase in the number of high profile terrorist attacks, including Paris, Thailand, Indonesia and the recent terrorist attack by ISIS operative in Brussels, Belgium. The recent advances of the terrorist group ISIS in Iraq, Libya, Syria and other countries have unfortunately increased the level of terrorism and civil strife in the region. Unfortunately, the terrorist ideology is spreading from countries such as Syria and Iraq throughout many parts of the world. Europe is currently in the grip of a major terrorist threat.

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Missionary Insurance Solutions

You are about to start a mission trip, what kind of insurance coverage do you need? You might have a local healthcare plan in your home country. However, local medical plans do not travel with you when you are on the road or across the ocean. Therefore, most missionary organizations or groups provide or require Group International Missionary Health Insurance for their missionary staff. If you are travel alone on a short-term or long-term mission trip, then you are required to have Individual International Missionary Health Insurance.

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Are you covered for emergency medical evacuation when you live abroad?

Living overseas will come with many challenges. In remote parts of world, where overseas emergency take place, that hospital may be hundreds or even thousands of miles away. As an expat living abroad, you must be prepared for the worst and hope for the best. Suddenly falling ill or affected by virus while visiting remote […]

Beach travel

Road accidents are a major cause of medical claims and evacuations for expatriates

It has been recently noted by the World Health Organization (WHO) that there were approximately 1.24 million deaths on the world’s roads in 2013. Traveling on the roads of the country you are living in is a critical component of an expat assignment or business trip. It is a good idea to investigate and understand the risks factors and take steps if possible to protect your safety. The WHO report also noted that 28 countries have comprehensive road safety laws. It has been further reported that some of the most dangerous road safety stats are in Malaysia, Cambodia and Colombia. Countries such as Norway, the United Kingdom and Sweden have the best traffic safety records according to the OECD.

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