Moving country is an exciting time in your life as you decide to become an expat. There will be a lot of things you’ll need to make a note of as you get prepared for your move abroad and get ready for your expat move. One of the most important points to remember for any expat, regardless of where you are moving to, is your emergency healthcare abroad needs.
In this article, we will share details of what you need to know about emergency healthcare abroad as an expat, especially for dealing with any emergency situation abroad.
Here are 5 top tips for expats for dealing with emergency healthcare abroad
1- Receive cover for a medical emergency
First things first, if a medical emergency does happen when you are abroad, you will need to be prepared. As it’ll be an emergency, you won’t have time to consider all your options and you will instead need to make sure to get the medical treatment you need quickly.
This is where having expat health insurance can be very helpful for you. If this situation were to occur and you have expat health insurance, your health insurer will be able to step in to provide assistance and ensure you receive the treatment you need.
They can support you by evacuating you to an appropriate destination if needed, either by air ambulance, ground ambulance, or commercial airline if an emergency takes place. However, if you do not have health insurance, you may be left having to figure out an evacuation plan on your own.
2- Choose a major health insurer for added reliability
If you choose a global health provider with a large medical network, you will receive extra flexibility. Most major health providers will give you access to a large medical network of hospitals and doctors and this means that they will give you additional freedom to decide where you want to receive your medical treatment.
So if you go to an expat destination where the local healthcare system may not be of a high standard, you will have the option to receive care in another location. The good news is that you will be given access to other doctors and top-quality medical specialists, to offer you the support you need.
Global health companies will have experience in helping expats around the world. A lot of global companies are very experienced and have been providing health insurance for many years. They will have experience of helping expats just like you. With so many hospitals and healthcare professionals to choose from, it really helps with reliability.
The last thing you’ll want to worry about in a medical emergency is receiving the right level of access to medical support. With a global health insurance provider, you’ll be able to rely on them to support you, and having access to a large medical network can make all the difference in getting the support that you need.
3- Health insurance will help you to be protected financially
By taking out an international health insurance plan, you will be safe in the knowledge that the health insurer you choose will pay for your costs. Most global health insurers offer direct hospitalization payment on your behalf.
This will be so valuable to anyone dealing with a medical emergency. You won’t need to pay out of pocket and you’ll be able to avoid large financial costs. These can come with hospital treatments or medical bills.
So remember this, if there is an emergency situation, the insurer will pay the hospital directly on your behalf, and this will be covered as part of your plan.
4- Access to world-class facilities can make all the difference
As mentioned earlier, having access to the best medical facilities in the world is one of the main reasons why global health providers are so popular with expats. In the case of any medical emergency, having this level of access can make a real difference to your health.
It can so vital when dealing with an emergency to be able to receive the treatment and support that you need quickly. You can be confident that having an expat health insurance plan will help you to receive access to treatment all over the world.
Many health insurance plans will offer you different plan levels of options, each with a different level of cost involved. Be sure to do your research in advance when you are deciding on which level to choose and remember to ensure that you receive the best medical treatment available that will suit your financial budget.
5- Valuable for individual expats and also for families
Finally, one of the most important points to remember is that expat health insurance can be useful no matter what your life circumstances are.
Moving by yourself to Asia to start a new job? Or moving to South America with your family to raise your kids in a new country? It doesn’t matter, as you can face emergency healthcare situations no matter what.
So having access to reliable healthcare is very important for individual expats and those with a family. Especially in the event of a major illness or injury.
The most popular international health insurance plan that we offer for Canadians is the Cigna Global Health Options plan. In addition to individualized personal service, global nomads appreciate working with a respected expat expert. We offer excellent service before and after you purchase your international health insurance plan and are your advocate as well.