Top Three Global Health Insurance Providers
In this blog article, you will learn about three excellent global health insurance providers that Expat Financial offers to expatriates. If you are about to move abroad or already living the expat life, you probably know that emergency and chronic medical conditions incurred while living overseas can be quite expensive and even bankrupt you and your family. You may be healthy now, but unfortunately, that can change in an instant.
Which is the best international health insurance plan?
We work with expatriates around the world who often ask us which expat health insurance provider is the best. Any answer we may provide is going to be somewhat subjective as there is no perfect global health plan. All global health insurance plans and insurance companies have their strengths and weaknesses and this list is subjective, but in no particular order we have listed the top three best international health insurance companies for expatriates:
1. Cigna International
Cigna is a very large and capable global insurance company with offices and operations around the world. It has over 86 million customers in over 200 countries and near-unlimited resources for servicing their expat health clients. Cigna has a very large and capable medical network that expat healthcare clients can access once they are covered.
Their service is excellent and our firm has been working with them for many years for both corporate and individual clients. The rates that they charge for their global health plan are quite competitive and you can obtain a quote for their Global Health Options Plan via our site at the same rates, service etc... but with our assistance and advocacy both before and after the underwriting process is complete. The Cigna Global Health Options policy provides cover for inpatient, out-patient, day patient, mental health, cancer care and a lot more.
The policy comes in three main levels - Silver, Gold, and Platinum. Maternity is available after a 12 month waiting period for the Platinum and Gold levels. Evacuation, wellness care, and dental/vision insurance options are also available. The global health plan will cover you globally excluding the USA, but you can add the USA coverage option for an extra charge. You can't spend more than 6 months in your country of citizenship and the plan offers you free choice of medical providers in your coverage zone.
The Cigna plan is ideal for expats who want best international health insurance from a very well known, capable and first-class insurance company. The policy is not the cheapest plan but is quite competitive for an expat who wants excellent coverage for his/her family. Also, there is no age limit as long as you are and remain an expat.
2. Allianz Worldwide 
Allianz has a very large and well known European based health insurance service provider, that has been in business since 1890. They are a very capable insurer with an excellent global medical network that is ideal for expats who want a high-quality insurer that will stand behind what they offer via Expat Financial. Allianz offers three levels of care - Essential, Classic and Premier.
You can just be covered for hospital-related care or additional options such as out-patient care, dental & repatriation. Maternity care is available after a waiting period with the Premier plan. Like the plan above, you can easily obtain a quote via our website with the same great rates, service, and direct service along with having us as an advocate for the life of the policy. Some local nationals in select countries may be able to apply for this comprehensive global health plan.
3. International Medical Group
We have worked with IMG for many years and they offer a wide range of travel medical insurance and global health insurance plans. IMG is based in the USA and their Global Medical Insurance plan offers you the choice of three plan options: Silver, Gold, and Platinum. Expats can also select two coverage areas: Worldwide or Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan. The plan is ideal for those looking for lower-cost options in global healthcare. Only the Platinum plan offers maternity care after their waiting period. The policy is very easy to quote and purchase online via our website.
The IMG plan offers expats a wide range of deductible levels with the freedom to choose your medical provider and a sizable medical network. The IMG plan is not ideal for expats over the age of 60 - senior expats should look at the Allianz or Cigna plans above.
Best International Health Insurance Plans and Top Worldwide Health Insurance Companies
When living or traveling abroad, having the correct worldwide health insurance is critical to provide peace of mind for you and your loved ones. Expat Financial specializes in providing the best international health insurance suited to the specific needs of expatriates, global travelers, and international professionals. Our plans are designed to provide comprehensive medical coverage, allowing you to access world-class healthcare facilities and services no matter where you are in the world.
As one of the top international health insurance companies, Expat Financial collaborates with leading insurers to deliver plans that include coverage for hospitalization, outpatient care, routine medical checkups, emergency evacuations, and more. Whether you are relocating for work, studying abroad, or embarking on a long-term travel adventure, our best health insurance worldwide options ensure you’re protected against unforeseen medical expenses.
We recognize that everyone's demands are unique, thus we provide the best international health insurance plans with adjustable benefits. Expat Financial offers bespoke solutions for individual and family policies, including maternity coverage, dental care, and chronic disease management.
Expat Financial provides the best international health insurance options that are tailored to your specific needs. Our reasonable prices and flexible plans ensure that you receive complete coverage without breaking the bank. We offer dependable insurance solutions for peace of mind while traveling, working, or residing abroad. Expat Financial offers low prices, individual service, and the best in worldwide health protection. Choose a plan that suits your lifestyle today!
Contact Expat Financial today to learn more about our top international health insurance companies and policies. Let us assist you in obtaining the most dependable top health insurance international option for your foreign journey.
Comprehensive Global Health Insurance Plans for Worldwide Coverage by Expat Financial
In today's interconnected world, expats, international travelers, and remote professionals require reliable global health insurance. Expat Financial specializes in providing comprehensive foreign health coverage to keep you and your loved ones safe no matter where life takes you. Our plans are designed to provide access to high-quality healthcare around the world, including medical emergencies, routine examinations, hospitalizations, and even specialist treatments.
Expat Financial is a well-known name in the worldwide insurance industry, providing flexible and customizable solutions to fit the specific needs of individuals and families living or working abroad. Whether you're relocating for work, studying abroad, or embarking on a worldwide adventure, our global health insurance plans give you the peace of mind that comes with knowing you're protected by world-class healthcare services.
Expat Financial offers personalized plans with critical advantages such as preventative care, dental coverage, maternity services, and emergency evacuation. We work with leading insurers to ensure that our clients receive the best possible care and service, no matter where they are in the world.
Choosing the appropriate global health insurance plan is an important decision, and Expat Financial is here to help you every step of the way. We make it easier to locate the right plan by providing professional advice, hassle-free claims processing, and 24-hour support. Expat Financial provides the best in global health insurance, providing you the confidence to live, work, and travel abroad with comfort.
Contact Expat Financial today to learn more about our services and how we can help you find the best global health insurance option for your international lifestyle.
Special Risk Insurance for High-Risk Regions | Expat Financial
Expat Financial specializes in providing comprehensive insurance solutions for individuals and organizations operating in high-risk regions like Eritrea, Afghanistan, Iraq, Libya, Nigeria, Somalia, South Sudan, the Democratic Republic of Congo, and Yemen. Our tailored policies ensure peace of mind by covering unique challenges, including security risks and emergencies. Safeguard your future with expert-driven coverage you can trust.
Examine Your Global Health Requirements
We hope that the above list is helpful if you are in the market for an international health plan. Each policy has its advantages and disadvantages and it makes sense to contact us to discuss the coverage, your requirements and then we can either provide you a quote OR we can send you a quote link so you can examine the numerous options on your own.
Purchasing healthcare when you live abroad is an important decision and it makes sense to work with a specialist firm and one of the top three global health insurance providers in the market. To discuss your international health insurance needs today contact us.
