Countries all over the world offer a variety of appealing aspects that may drive expats to relocate there. In recent studies, 6 out of the ten most healthy countries to live in are in Europe. Factors for the study include life expectancy rates, tobacco use, and obesity rates. In no particular order, here are the top 10 healthiest and happiest countries to be an expat in 2020.
People need to be independent to succeed when living outside of their home countries. If an expat gets ill, they may have to rely on themselves to recover from medical conditions. As such, expats need to be extra careful when caring for their health. We have created a Thai expat guide to eating and living healthy for expatriates overseas. One of the ways expats can care for their health is by ensuring that they lead healthy lifestyles—especially important for those who plan to retire in Thailand, where maintaining good health can greatly enhance their quality of life and enjoyment of the country’s relaxed pace and natural beauty.
Relocating abroad will almost always involve finding somewhere to live, looking for a new job, and finding schools for your children. With so many things to consider, it is often easy to overlook something as important as international health insurance. In this article, we explain what to consider when you are relocating abroad, and we will explore the international health insurance that you will want to take with you when relocating abroad.
Our company is contacted almost every day by Canadians living in the USA or about to live in the United States who are not eligible for local healthcare. More often than not, it is the parent of a student living in the USA who is calling us to find a high-quality expat health plan for their Canadian son or daughter. They all know the cost of medical care in the USA is extremely expensive – some expenses can easily reach into the hundreds of thousands.
If you are going abroad for a year, it is highly likely that you will be giving up your domestic health coverage, which may not cover you abroad. Thus it is important to obtain a global health policy that will cover you and your family while living and travelling abroad AND also back home.
You have the option to purchase an emergency travel medical insurance plan, which would be less expensive, but it will only cover emergencies and only while abroad – you will want to keep your domestic cover in place. Travel medical insurance plans are often best suited for short and medium term trips abroad.
A comprehensive global health insurance policy would generally be your best option. You can often choose from basic to comprehensive plans with small or large deductibles. Most plans offer you customisable options, beginning at basic hospital coverage with the option to add options as you need:
Note that when you obtain a quote, you will need to tell the insurer what the main country of residence will be – meaning where you plan to spend the majority of your time as the rates are determined by where you will be living. Most plans are able to be quoted and purchase online to facilitate the process.
At Expat Financial, we can help facilitate the process, as well as answer any questions along the way that may arise. We specialise in obtaining international health insurance, life, travel and disability insurance for individuals, as well as dependent family members while living abroad. We are a leading source of international health insurance plans with best global health insurance coverage from various insurers that offer the best international health insurance.
It has been recently reported that the Thai government is in the process of mandating mandatory medical health insurance for expatriates living in Thailand. The requirement is targeted for expatriates that are living in Thailand on a one-year non-immigrant visa, with an emphasis on those living in Thailand over the age of 60—many of whom choose to retire in Thailand for its welcoming culture and affordability.
Many people can’t resist the appeal that China has to offer – the beautiful and diverse scenery, the local culture and is one of the main economic hubs of the world. There are so many fantastic career opportunities for expatriates in China where the economy is still growing at a fantastic rate. As an expatriate, it is not easy to resist the temptation to relocate to China – whether it be Hong Kong, Shanghai, Beijing or other major cities within.
Some Tips for Expatriate Parents on How to Keep Your Kids Happy and Healthy Overseas Moving abroad is often a difficult transition for expatriates and their spouses, but often even more so for their children. You want to make sure that the transition to life abroad is as effortless as possible. One of the most important […]
Choosing global health coverage can be very difficult and one of the many things you have to do if you are moving abroad or already living overseas. Obtaining excellent international health insurance is vital if you and your family are expatriates. A major illness or injury could put your health at risk if you can’t access adequate medical care, but also your finances. We have created the top 10 questions to ask your international health insurance provider in order to make your transition as easy as possible.
Maternity Tips for Expatriates Moving abroad can be challenging for most of the young expat couples. This is especially the case when they are going to have a child in the new country. Your baby’s health, safety, and wellbeing are going to be your most important consideration when you move overseas. There are many different […]
