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Archive for category: Group Plans

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Group Plans

Expat Benefit Plans – Make sure pre-existing conditions are covered!

Medical Condition

Sending expatriate employees overseas is a massive undertaking for any company or organization, and this task usually falls to the global mobility or human resources manager. An expatriate assignment is an enormous investment, and the costs of a failed expat move can be quite significant. One of the most important considerations for HR managers is setting up an international benefit plan that will cover life, AD&D, disability, dental, evacuation and especially international health insurance. However, one of the most important questions to ask of any benefit plan is will it cover pre-existing medical conditions.

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June 27, 2016
https://expatfinancial.com/wp-content/uploads/2013/08/j0402121.jpg 853 1280 David Tompkins https://expatfinancial.com/wp-content/uploads/2023/02/logo.png David Tompkins2016-06-27 14:59:372025-06-02 04:12:41Expat Benefit Plans – Make sure pre-existing conditions are covered!
Group Plans

An ageing population is impacting expat benefit plans

international group insurance plan

Nowadays, most people are living longer at an ever-increasing rate. Due to the improvements in medical technology and other factors, there is a trend for people to stay in employment while well past traditional retirement ages. A question you may be asking yourself is how does an ageing population impact expat benefit plans? Let’s take a look at the graying of the workforce, and the likely impact may bring for mobile employee benefit plans.

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June 17, 2016
https://expatfinancial.com/wp-content/uploads/2013/08/Global-Employees-cropped.jpg 298 617 David Tompkins https://expatfinancial.com/wp-content/uploads/2023/02/logo.png David Tompkins2016-06-17 10:17:312025-05-16 04:42:39An ageing population is impacting expat benefit plans
Group Plans, Travel

Missionary Insurance Solutions

Missionary Health Plans

Missionary Insurance Solutions

You are about to start a mission trip, what kind of insurance coverage do you need? You might have a local healthcare plan in your home country. However, local medical plans do not travel with you when you are on the road or across the ocean. Therefore, most missionary organizations or groups provide or require Group International Missionary Health Insurance for their missionary staff. If you are travel alone on a short-term or long-term mission trip, then you are required to have Individual International Missionary Health Insurance.

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February 10, 2016
https://expatfinancial.com/wp-content/uploads/2014/12/Missionary-Insurance-iStock-Web.jpg 565 849 David Tompkins https://expatfinancial.com/wp-content/uploads/2023/02/logo.png David Tompkins2016-02-10 10:33:542024-11-13 22:10:09Missionary Insurance Solutions
Group Plans

Covering Pre-existing Medical Conditions

covering pre-existing medical conditions

The other day our firm was contacted by a teacher who was wanting to work abroad at an international school. She noted that the school that was interested in hiring her would not cover the pre-existing medical condition, which in this case was Diabetes. The diabetes medications are quite expensive, and the individual was at risk of incurring significant medical claims that an individual expat health plan would probably not cover.

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September 7, 2015
https://expatfinancial.com/wp-content/uploads/2017/04/iStock-520621263-small-hospital-rush-e1644845980973.jpg 400 600 David Tompkins https://expatfinancial.com/wp-content/uploads/2023/02/logo.png David Tompkins2015-09-07 19:33:272023-10-20 00:26:54Covering Pre-existing Medical Conditions
Expat Employers, Group Plans

Expat employers with few employees can obtain group expat coverage

One of the largest barriers to expatriate group insurance adoption for small organizations without a current plan is the simple belief that their company is “too small” for a benefit plan. Others think that a global mobility program for their small firm will cost too much.

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February 1, 2014
https://expatfinancial.com/wp-content/uploads/2013/08/protect_employees.jpg 346 347 David Tompkins https://expatfinancial.com/wp-content/uploads/2023/02/logo.png David Tompkins2014-02-01 17:26:142025-06-02 06:26:55Expat employers with few employees can obtain group expat coverage
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