Expat Financial has become a key source of insurance options and specialized risk coverage for companies in the energy sector. This vital industry faces unique challenges relating to its global operations, especially in high-risk regions. Expat Financial works with companies and individuals across all stages of the oil and gas industry, including exploration, development, production, refining, storage, and transportation.
We also help companies that serve the oil and gas industry, including those in the engineering sector. Our specialty is sourcing international insurance plans which protect the oil industry’s greatest assets – its employees. We also work with many individual employees and consultants.
Why Global Benefits Coverage Matters in the Energy Sector
Oil and gas operations routinely place employees in some of the world’s most remote and medically underserved locations — from offshore platforms in the North Sea to onshore exploration sites in West Africa or the Middle East. Standard domestic health coverage simply cannot keep pace with your workforce in these environments. A robust international group benefits program ensures that your employees and their dependents have access to quality medical care anywhere in the world, with the evacuation and repatriation support needed when local facilities fall short.
Coverage Designed for the Realities of the Energy Sector
Energy sector employees face risks that go well beyond those covered by conventional group plans. Expat Financial works with leading global insurers to structure programs that address the specific exposures your workforce faces, including:
- Medical and hospitalization: Our energy clients often require worldwide coverage, including access to international hospital networks and direct billing arrangements with medical providers.
- Medical Evacuation and repatriation: This is critical in remote or conflict-affected operating environments where local care may be inadequate
- Personal accident and disability: We can often source lump-sum and income-replacement benefits for injuries sustained in high-risk work environments, including offshore and subsurface operations. The plans can also cover long-term disability for employees while not at work.
- Life insurance: This coverage is often a key requirement for group and individual coverage that travels with employees across assignments and borders
- Robust business travel insurance — For employees sent on short-term assignments under 180 days, we often source an annual multi-trip emergency medical and evacuation program across multiple jurisdictions.
Serving the Full Energy Value Chain
We can service clients in every segment of the oil and gas industry. Whether your company is engaged in upstream exploration and production, midstream pipeline and storage operations, downstream refining and petrochemicals, or professional services supporting the sector, including engineering, environmental consulting, logistics, and project management. We recommend that you make us your partner for the global insurance needs of your employees posted abroad. As specialists, we can structure a program that fits your workforce profile, geography, and budget.
Working with Trusted Global Insurers
Expat Financial, a division of TFG Global Insurance Solutions Ltd, partners exclusively with financially strong, internationally recognized insurers with proven track records in the energy and special-risk space. Our carrier relationships give us access to competitive rates, broad plan networks, and responsive claims service.
Expat Financial can help you source group international benefit programs that provide your global oil and gas employees with medical, evacuation, personal accident, travel, life, and disability insurance with global coverage and portability. We only work with well-known and respected global insurance providers which can deliver the level of coverage and service that your company provides. We also work with many individual consultants and contract workers in need of expat insurance plans. We can even source plans for oil employees engaged in hazardous work, including on offshore platforms. We also work with companies that support the global oil resource sector.
Contact Expat Financial today to review your oil industry insurance needs. We are able to source individual plans and group plans for your international petroleum ventures.
