Insurance for Embassies & Diplomatic Staff
Expat Financial is an excellent source of international insurance for embassies worldwide. We can provide quotes for insurance coverage for Embassies, Missions, Consulates, Attaché Offices and individual diplomats in much of the world. Serving your country abroad comes with unique insurance needs, and finding the right provider can be an intimidating process.
Your diplomatic status and needs demand that you work with an expatriate insurance specialist resource such as Expat Financial, which has unique experience and global insurance contacts.
Through our parent company, TFG Global Insurance Solutions Ltd., we have worked with large and small diplomatic missions to secure quotes for:
Group Benefit Programs for Embassies
The above plans can be on a group or individual 
basis, depending on the specific needs of the diplomatic offices. We can even set up a plan that would cover all foreign service staff under one completely portable and consistent plan that will provide seamless insurance coverage. Such a group plan can offer superior coverage and costs because of the many employees involved.
We only work with large, secure and respected insurance companies, and we can source several quotes to meet your procurement requirements. The medical programs can range from basic to deluxe, as well as the carriers we represent. We may be able to quote plans which will cover your local and third-country national staff depending on the locations and regulatory constraints. The global insurers we can quote can offer:
- Customized benefits and coverage
- Fully Bilingual staff
- Global medical providers networks with the ability to pay claims around the world
- Coverage for diplomatic staff dependents, even if residing in their home country
- Individual or group plans
High Risk Zones
If your diplomatic missions are in a high-risk country with potential or current civil strife, terrorism and war, our company has direct links with insurers such as Lloyds of London, which can provide special risk plans, including passive war and terrorism coverage.
Key Benefits of Global Healthcare for Diplomatic Staff
International healthcare coverage for embassy staff can offer several crucial benefits, ensuring their health, safety, and well-being while posted abroad. Here is a partial list to consider:
- Access to High-Quality Healthcare: International medical plans provide your embassy and consulate staff access to medical treatment for illnesses and injuries locally, regionally, and back in their home nation. This can ensure that they have the right medical care when needed, including routine checkups, emergency care, mental health treatment, cancer care and much more
- Potential Coverage for Pre-existing Conditions: If the plan we set up for the single or group of embassies has enough expatriate employees for the insurers to spread the risk properly, some insurance providers can offer medical history disregarded or full coverage for pre-existing conditions. This can include chronic conditions such as diabetes and heart issues.
- Evacuation Cover: If your diplomatic staff are located in a country with substandard medical facilities and staff, we can source a plan that includes medical evacuation to the nearest center of medical excellence upon approval from the insurer and their assistance provider. Evacuation insurance ensures that embassy staff receive the necessary care without delay, minimizing the potential impact on their health and well-being.
- Meet Duty of Care: Governments must provide adequate medical coverage for their expat diplomatic staff posted at overseas missions. This peace of mind contributes to the overall morale, productivity, and effectiveness of embassy staff, supporting the success of diplomatic missions worldwide. It can also help governments retain and attract skilled talent.
What About Local Nationals at Embassies
In some African countries we can source through our providers or partners suitable medical coverage for locally hired embassy employees. We can also source coverage directly in Canada, and in the USA, we have partnerships with brokers who can also assist. More often than not, local employees should be covered under locally admitted and sources plans with some exceptions. Expatriate diplomats should be covered by global benefit plans.
Contact Expat Financial
As part of TFG Global, our company provides superior and personal service to clients around much of the world. If your diplomatic mission requires embassy insurance quotes, contact Expat Financial today to discuss your organization’s unique requirements and download our embassy brochure. As we are normally compensated by the insurer you choose, we do not charge a fee for our services unless you require us to work on a consulting basis.
