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IMG GLOBAL
MEDICAL
INSURANCE
WORLDWIDE COVERAGE FOR NON-U.S.
CITIZENS AND U.S. EXPATRIATES
Get Instant Quote and Purchase Online Now!
In today's global market, a variety of
needs exist for international medical insurance. Whether you are
moving abroad, travelling frequently between countries, maintaining
multiple countries of residence, or seeking private health care
alternatives, Global Medical Insurance
is designed to satisfy your need. The plan is administered by::
and is underwritten by:
a very secure and large company.
The IMG Global Medical Insurance offers you the
choice of three plan options: Silver, Gold and Platinum. You also have the
opportunity to select a coverage area: worldwide or worldwide excluding the
U.S. and Canada. Simply choose the plan option and coverage area that best
fits your needs. Each one offers a full range of benefits suited for
individuals and families, provides coverage 24 hours a day, and you have the
freedom to choose any doctor or hospital for treatment
Highlights:
- Great
rates
-
Get Instant Quote and Purchase Online Now!
- With Global Medical Insurance you have a choice of four
plan options: Silver, Gold, Gold Plus, and Platinum. Simply choose one
that best fits your needs. The Silver, Gold and Gold Plus plans provide
$5,000,000 of lifetime coverage, while the Platinum plan provides
$8,000,000. All four plans offer a full range of benefits suited for
individuals and families.
- There are two coverage area options: worldwide or
worldwide excluding the U.S. and Canada. Both options provide coverage
24 hours a day, and you have the freedom to choose any doctor or
hospital for treatment
- After the deductible, GMI pays 80% of the
next US$5,000 in eligible expenses and then 100% of eligible expenses
incurred in the United States and Canada up to the policy maximums. For
eligible expenses incurred outside United States and Canada GMI will pay
100% of eligible expenses after the deductible up to the policy maximum.
- If treated in USA using First Health
NETWORK - Independent Nationwide PPO, the deductible is reduced by 50% and
coinsurance is waived
- USD $5 Million or $8 Million lifetime
limits
- Pre-existing conditions after 24 months of
coverage covered up to US $50,000 lifetime.
- Optional Maternity coverage - Pre and
Post-natal care will be covered after 12 months of continuous coverage up
to a lifetime maximum of $50,000. The benefit is limited to $5,000 per
normal delivery and $7,500 per C- Section delivery.
- Newborns from eligible maternities are now
eligible without evidence of medical insurability. An application and
premium must be submitted within the first 31 days of birth
- As part of the eligibility requirements
for Global Medical Insurance, U.S. citizens must reside abroad or plan
to leave the U.S. on their effective date and plan to reside abroad for
at least six of the next 12 months. Non-U.S. citizens may reside
anywhere, including their country of citizenship, although certain
eligibility restrictions may apply to non-U.S. citizens residing in the
U.S. The
IMG plans are not COBRA or HIPPA compliant. If you want one that is, click
HERE.
- Wellness Benefits
- Terrorism
and Sports riders are available
- Transplant coverage
- Lifetime eligibility if you are enrolled
by age 65 & maintain continuous coverage until age 75, when you will be
enrolled in the Global Senior plan
- Pay to policy maximum for an emergency
medical evacuation
- Global Term Life & AD&D Insurance is
optional
- Global Daily indemnity coverage is also an
option
- Underwritten by
SIRIUS and Administered by IMG - financial strength and international
expertise
When you select Global Medical Insurance
you receive IMG's commitment to deliver world class health care, medical
assistance and total peace of mind.
Get Instant Quote and Purchase Online Now!
OR
Click HERE for IMG Missionary Plan
&/or
Download GMI
Brochure
and
Application in Adobe Reader format.
Global Medical Insurance
coverage is worldwide, 24 hours a day. It allows individuals to choose any
doctor or hospital for treatment, whether at home or traveling for business
or pleasure. The GMI plan is NOT available to Permanent residents of Canada
or USA unless you are about to become an expatriate or are already living
abroad. Not available to permanent residents of BC.
IMG Global Medical
Insurance Plan
Menu
GMI Home :
Plan
Administration :
Underwriter :
Benefits :
Medical Evacuation :
Claims :
Life & Daily
Indemnity :
Eligibility :
Exclusions :
PPO Network :
Plan Highlights
: Global Senior Plan :
How to Apply :
Premiums :
Print Application :
Apply Online
Note: Some of the
products and services described or advertised on this site may not
be available to residents of certain jurisdictions, depending on
regulatory constraints, including Canada and the U.S. Please contact
Expat Financial for more information about your specific
jurisdiction. SOME of the the
above coverage is NOT available to residents in British Columbia.
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