Expat Financial offers the Cigna International Global Health Options plans to expatriates and some local nationals in select countries. Cigna offers a comprehensive expat health insurance plan that can be tailored to meet your needs and protect you and your family while living and working abroad. There are many options to meet almost any budget. The Cigna international health insurance plan is a great choice for individual expatriates.
The Cigna plan provides expatriates access to over 900,000 hospitals, clinics and medical practitioners. It is one of the largest health insurance companies in the world with over 60 million clients and including 700,000 expat members. The expat health plan offers three distinct levels of cover: Silver, Gold and Platinum.
The Cigna global medical insurance plan offers very generous benefits with excellent claims and administration. You can rest assured that you are covered by a large global insurance company backed by superior underwriting and service. Obtain a quote and even purchase online. The plan is not available to local nationals residing in their country of citizenship, except for locals in Hong Kong, UK and Singapore.
The Cigna Global Health Options plan offers individual expatriates and those with families a high level of coverage with generous limits and a direct reimbursement philosophy where possible. The Cigna expat health plan has several deductible levels to choose from. The plan covers you worldwide except in the USA unless you add the optional benefit.
The plan offers in-patient coverage that includes:
- Full hospital coverage for inpatient and day-patient care
- Extensive cancer coverage
- Extensive psychiatric treatment
- Parent and baby care. Maternity can be covered after a waiting period for the Gold and Platinum plans.
- Up to 90 days of coverage in your country of citizenship per policy year, but the plan can cover local nationals in Singapore.
- Emergency travel medical coverage for the United States if USA coverage option is not chosen up to a set amount of days as per the plan terms and conditions.
If you are an expatriate, then you can apply and be covered subject to final approval by Cigna. An expatriate is a person residing in a country other than his or her citizenship. The Cigna plan is not available to expatriates living in Iraq, Iran, Afghanistan, North Korea, Sudan or Syria. The plan can cover you for a maximum of 90 days per policy year in your country of citizenship and some hazardous sports and occupations may be excluded as per the plan terms and conditions which you should read carefully.
If approved by Cigna, you can pay your premiums in Pounds Sterling, Euro or USD. Final premium and cover subject to Cigna underwriting approval.