Industry-Specific Expat Insurance Solutions
We have extensive experience in sourcing global insurance plans for expatriate employers across various sectors of the economy. We have worked diligently to understand the unique needs of each company or organization across various industries and sectors of the economy.
We are aware of the special challenges that each sector presents and have developed solutions for expat insurance tailored to specific industries and sectors, specially formatted for companies across a wide variety of industries.
If you are an international development, logistics, oil & gas, or mining company, or a Diplomatic Mission, we have a special risk or expatriate insurance solution that will help protect your personnel abroad.
Global Benefit Plans for a Variety of Sectors and Industries
- Mining Industry
- Construction Industry
- Educational Institutions
- Energy Sector & Oil Industry
- Non-Governmental Organizations
- Diplomatic Missions
- Security Companies
- Missionary Organizations
Let’s explore the diverse landscape of global insurance plans by sector, examining how insurers address risks and provide coverage across various industries worldwide.
Mining Industry
The mining industry has gone global for some time, and an increasing number of companies are exploring for minerals while building and operating mining operations, particularly in South America and Africa. We have clients in almost every corner of the globe in the mining sector. Global insurance coverage for expatriates in the mining sector is vital due to the inherent risks associated with mining operations abroad, particularly in high-risk and remote regions and countries.
Global policies typically include comprehensive health and medical coverage, emergency medical evacuation, repatriation, and short-term and long-term disability insurance to safeguard expatriate workers against accidents, illnesses, or injuries. We find that most mining operations will offer life insurance benefits and personal accident coverage to provide financial protection to expats and their families.
Our firm has been sourcing tailored insurance solutions for expats in the mining sector for many years. We are keenly aware of the requirements amidst the complexities of their work environment.
Construction Industry
Many companies are bidding on overseas construction projects as the developing and developed worlds build infrastructure projects. Global benefits coverage for the construction industry abroad is crucial, particularly given the sector’s inherently hazardous nature and the international scope of construction projects. Coverage for accidents that occur when working is especially important. A global benefit plan can help retain and attract highly skilled manual and executive teams in this dynamic industry.
International Schools
This is another industry that is expanding abroad as students seek educational opportunities at home from international schools that open satellite campuses abroad, as well as stand-alone high schools and colleges that employ expatriates. These institutions often attract employees from around the world, necessitating comprehensive insurance coverage.
Providing global benefits coverage not only promotes the health and safety of the educational community but also enhances the institution’s reputation for care and support, attracting top talent. Educating the world requires global coverage.
Energy Sector
The energy sector is also expanding abroad to seek and exploit energy sources in oil, gas, and renewable resources such as wind and solar. Global insurance plans play a vital role in mitigating risks across various sectors, providing financial protection and peace of mind to individuals and businesses operating in an interconnected world. We have found that as industries evolve and new risks emerge, the role of insurance in fostering stability and sustainability remains indispensable in safeguarding against uncertainties and meeting the requirements of international employees.
Non-Governmental Sector
The NGO sector encompasses aid organizations that are meeting the needs of both developing and developed countries. NGO workers often work in high-risk and challenging regions that necessitate robust global healthcare, life and special risk coverage. These policies can help protect the financial well-being of employees and the organization, enabling them to focus on their mission of assisting communities in need.
Diplomatic Sector
Diplomatic missions require global insurance cover due to the unique risks of representing their respective countries abroad. As you would expect, embassies operate in foreign territories with various social, security and political landscapes. Global insurance coverage is essential, as diplomatic staff may not qualify for local healthcare coverage, or the local coverage may not meet the standards required by highly mobile staff. Diplomatic missions can mitigate financial losses in a constantly evolving international environment by securing a global benefits plan. Consolidating all your government’s embassy health coverage under one insurer can simplify administration, allow for portability and provide savings.
Security Companies
As far back as the 2003 Iraq invasion, our firm has been securing coverage for security companies with expat staff who require global medical care, life and personal accident insurance. These highly trained staff require coverage that is truly global in scope.
Missionary Organizations
Global policies for missionary staff provide crucial protection in challenging environments where they serve. Such organizations often operate in highly demanding environments with smaller budgets than for-profit companies. We can help tailor coverage to meet the unique needs of missionaries, ensuring their well-being and supporting their humanitarian efforts worldwide.
Contact Expat Financial, a division of TFG Global Insurance Solutions Ltd., if your company requires international insurance coverage for its expatriate employees. We can also provide quotes for individuals working in various sectors of the global economy.
