Expat Tokyo – Why you need international health insurance?

Tokyo is the capital city of Japan. It is also known as one of the most populous metropolitan areas in the world. As being the center of the Greater Tokyo area, Tokyo has many museums, festivals, fresh seafood market, fashion style costumes and cosplay. It is also Japan’s largest international center for tourism. Expatriates moving to Tokyo will find the city foreigner-friendly. The locals are very welcoming, but you should make sure that you adhere to the customs and culture of Japan. More and more expatriates work and live in Tokyo as many foreign companies have branch offices there or are hired by large Japanese based companies. In this article, we will discuss healthcare in Tokyo, the cost of medical care in Tokyo and why you need international health insurance as an expat in Tokyo.

Healthcare in Tokyo

Generally speaking, the standard of healthcare in Japan is very high. The quality of medical treatment in Japan is also competitive. Both public and private hospitals are available in Japan. As the number of expatriates working and living in Japan grows, the Japanese healthcare system has increased efforts to provide quality medical care for them. Many private clinics have English speaking, western-trained medical professionals.

Cost of Medical Care in Tokyo

According to the National Health Care of Japan, all Japanese citizens, permanent residents, and any foreigners residing in Japan are required to be enrolled in National Health Insurance. Another type of insurance, the Employee’s Health Insurance, is designed to provide health insurance for any employment-based program. However, National Health Care does not cover certain medical cases such as normal child delivery fee, abortion, preventive examinations, etc.  Medical costs can be very expensive without insurance coverage.

Why is International Health Insurance Critical For Expats in Tokyo?

Many expatriates are not aware of enrolling in a local plan cannot provide them with medical treatment at more satisfactory private clinics. Furthermore, these local medical plans do not provide medical coverage while expats are traveling out of the country or going back home. In Japan, local medical plans are aimed to cover basic medical needs that may not suitable for most expats. Therefore, you may need to create a tailored international health insurance plan that meets your requirements.

Premiums will vary depending on the coverage of the plan, your age, citizenship and several other factors. It is critical for expats to obtain international health insurance to cover any remaining costs not covered by the local insurance policies.

 

Get Insurance From Expat Financial for Tokyo Expats

An international health insurance plan provides flexible and worldwide service. It will not only let you select the hospital, medical providers and doctors but also provide you with direct payment so that you do not need to worry about any out-of-pocket medical expenses.

Expat Financial offers several different international health insurance plans for expatriates across most parts of the globe. We also offer excellent service before and after you purchase your international health insurance plan. If you have questions about our international medical insurance plans or you want to discuss your needs and produce a customized quote, please contact us or complete the quote form.