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Maternity Insurance Coverage

Maternity Insurance Coverage for Expats – Global Health Plans That Cover Pregnancy

Learn about global health insurance that covers maternity for expatriates living abroad

Many expatriates and future global nomads plan to have children when moving abroad. Everyone knows that pregnancy can involve a lot of preparations and planning – one of the most important considerations is accessing maternity care when living abroad and the insurance to fund those expenses. Maternity expenses can either be reasonably small – say under $10,000 if you are in a country where medical expenses are small.

They can also be in the hundreds of thousands or even a million dollars depending on your pregnancy and any potential complications during or after birth. As the anxiety about parenthood increases, you don’t want to worry about the expected and unexpected medical expenses. In this article, we will discuss maternity insurance coverage for expats.

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Maternity expenses can be very expensive for expats & tourists

Maternity PlansGoing abroad is a huge financial and emotional commitment for expatriates, but even more so if you add maternity to the mix. The importance of maternity coverage is even more important if you will be residing or traveling abroad, especially if your travels will take you to the USA. Travel insurance plans will generally not cover pregnancy-related expenses, especially in the last three months of pregnancy. If a pregnancy has any complications, then you can rest assured your travel insurance policy will not cover any expenses should there be a premature or regular birth. This was made quite clear in the news recently as a Canadian couple purchased travel medical insurance to cover their trip to Hawaii. Only two days after their arrival the mother’s water broke and was prescribed bed rest and was unable to be repatriated back to Canada.

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