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Top 5 most livable cities in the world for expatriates

In many surveys of the quality of living over the years, there are five that are often viewed top global cities for expats and locals alike. There are many factors taken into account when considering a top city for expats: drinkable water, electricity, transportation, housing, safety, pollution levels, city infrastructure and much more. They are all important considerations when determining the allowance for expatriate workers in expat assignment and creating an effective relocation policy for organizations. While what makes a top city is open to debate and is highly subjective, in this article, we will introduce five extremely livable cities in the world for expatriates take into consideration when assessing an expat destination or on assignment. Since the cities note below change in their rankings on various studies, we have included them below in no particular order.

5. Vancouver, Canada 

In the Economist’s August 2016 report, Vancouver, Canada was ranked third best city in the world. The ranking was based on a series of factors related to healthcare, safety, and security, infrastructure, environment, etc. Vancouver is a multicultural cosmopolitan city with natural beauty, attracts many expats every year. Living in Vancouver, you will have the chance to access to many leisure activities, a much more favourable climate with mild winters and exciting events and festivals. While real estate prices are extremely high in Vancouver, the city remains an excellent place for expatriates to live, work or retire. To learn more, please read our Vancouver expat city guide.

4. Munich, Germany

Munich is an attractive city with rich culture, cultural heritage, and is ranked 3rd most populous city in Germany. Also, as a major international business centre and expatriate destination, Munich owns the headquarters of many multinational companies and advanced technology organizations. It has repeatedly ranked into the top 10 most livable cities in the world. It is the most populated city in Bavaria and lies on the River Isar north of the Bavarian Alps. The city is well known for the Oktoberfest, especially at the famed Hofbräuhaus beer hall. This great city is a favored tourist and expat location where modern and traditional coexist.

3. Auckland, New Zealand 

Auckland is New Zealand’s largest city and economic centre. It is the most populous city in New Zealand. Living in such a multicultural and diverse city, expatriates will enjoy vibrant outdoor sporty life and relaxing weekend beach life. As one of the business and industrial centre of New Zealand, many international companies and organizations have offices in Auckland. The climate is usually warm and humid.

 

2. Zurich, Switzerland

Zurich has consistently ranked as one of the best places to live in the world, according to many expatriate surveys. Zurich is considered as an important financial centre in the world with many banks, financial institutions, and the world’s 4th largest stock exchange centre. The city is clean, safe and there are generally no language barriers for expatriates. English is widely spoken, especially in the workplace. The standard of healthcare in Zurich is high. Expatriates should obtain compulsory private medical insurance before moving to Zurich.

1. Vienna, Austria

Vienna is home to famous operas, stunning architectures, art galleries and beautiful streets. In addition to the best coffee shops, this excellent expat city has consistently ranked as a  top destination by many well-known magazines. Vienna is also a center for many prominent international organizations such as the United Nations and Organization for Security & Co-operation in Europe.

Bring International Health Insurance with You 

It is critical for expatriates to obtain international health insurance before relocating to a new city abroad. An international health insurance plan will provide global citizens and their families worldwide coverage (except in the USA unless you add it as an optional benefit). Whether you are residing in the countryside or the city, it is vital that you purchase a plan that allows you to seek medical care internationally. Expatriates living and working abroad will benefit from a global medical policy with day-patient care and full hospital coverage, extensive cancer coverage, dental and vision care, international medical evacuation and repatriation.

Expat Financial offers excellent service before and after you purchase your international health insurance plan. If you have questions about our international medical insurance plans or would like to discuss your needs and produce a customized quote, please contact us or complete the quote form.

Source: Mercer recently releases a list of the top cities to live in based on a study that they make every year.

The benefits of taking an expat mining job in Africa

Expat Mining Assignments in Africa – A Great Opportunity

In the past 10 or 20 years, there has been a mining boom in Africa as more and more global mining firms have been searching for minerals and setting up producing mines, mostly in very remote regions of the continent. As companies have increased exploration, especially in Central Africa, they have had to recruit expatriate talent from around the world to fill vital management and executive functions at mine exploration and development sites.

According to several reports, in 2015, almost 65% of international mining companies claimed to increase investment on explosives as the market environment continue to improve. This means a shortage in local mining job market, especially for expat mining professionals.

With the recent improvements in metal prices, especially for gold, we are confident that the mining industry will continue to grow in Africa. There will be benefits for both local nationals and expatriates; however, in this article, we will discuss the benefits of expat mining jobs in Africa.

Excellent Career Opportunities for Expats in Africa Mining Industry

According to 2016 Ernst & Young Africa Attractiveness Survey, the long-term outlook for economic growth & investment in Africa remains positive. Many mining firms are actively looking for experienced and talented people from around the world. Engineers, electrical technicians, structural engineering, and geologists are required for various mining operations. Working overseas, especially in remote mine sites, can be quite challenging, but it can also boost your mining industry career.

Explore Africa’s Culture

There are 54 countries in Africa today. Each country has a diverse culture, unique art and music representing regions. For example, Ghana, the second biggest producer of gold in Africa, has over 100 ethnic groups residents inside the country. During the late 17th century, Ghana was the home of the great Ashanti empire. Kumasi, served as capital of the empire, is one of the most advanced cities in Africa. For expatriates working in Africa, Ghana has much to offer. There are also many other countries in Africa that can offer expatriates excellent cultural activities, resorts and tourist spots to explore.

Attractive Expatriate Salaries Available in Africa

Expatriates looking for mining jobs in Africa will find that the remuneration package is usually quite competitive. Many major mining firms will offer excellent accommodations with laundry services, expatriate community facilities such as basketball courts, fitness centres, and satellite TV. Mining companies are often willing to provide lucrative expatriate salary to attract and retain mining professionals. This can include schooling for your children posted abroad with families. Expatriates who are proficient in English and a second language are often highly preferred employees. If you have experience in working in Africa, this can also be a great asset.

Working in Africa Can be an Adventure 

Africa is a land full of adventures and wonders: safaris, camping, diving, and much more. Working in Africa is a way to get a completely different adventurous experience. You will experience not only adventure and outdoor exploration, but also a chance to learn the local language and lead an intercultural lifestyle. It is worth noting that some parts of Africa can be unsafe, so you should make sure that you and your employer will be taking steps to ensure your safety.

Don’t Forget International Insurance Coverage for Expat Mining Assignments in Africa

Future expatriates need to keep in mind that working & living in Africa will present challenges. For example, water and electricity in some countries are unreliable and there are often dangerous roads and more exotic illnesses in the region. South Africa, one of the wealthiest country in Africa, has excellent medical facilities and many expats working in the region will travel or be evacuated there to receive treatment. However, in some other poor African countries, the healthcare facilities is often far below standard. It is vital that expatriate mining professionals obtain excellent expat insurance coverage from their employer or on their own.

Many mining companies will offer health insurance plans for expat mining staff that they employ. It is crucial for expat employers and employees to obtain international health insurance with global life and accident coverage, dental and long-term disability coverage. Some mining executives working in Africa will have to source their own coverage, especially if they are working as consultants. Luckily our firm has a wide range of individual plans available. Evacuation coverage is obviously critical for mining employees residing in most African nations as more serious illnesses and injuries will often require medical care in another country or even in another continent, such as Europe. Another concern is civil strife, war and terrorism – which can be quite common in certain African nations. Thus, it is critical that your corporate policy for your expats in Africa have full war and terrorism coverage.

If you have questions about our international medical insurance plans or you want to discuss your needs and produce a customized quote, please contact us or complete the quote form.  We have extensive experience in sourcing global mining insurance coverage. For more information, please view our Global Mining Brochure. A quality expat benefit plan is critical if your resource company wants to protect & cover its employees, cover its risks and help retain and and attract the top mining employee talent to operations in Africa.

Missionary Insurance Solutions

You are about to start a mission trip, what kind of insurance coverage do you need? You might have a local healthcare plan in your home country. However, local medical plans do not travel with you when you are on the road or across the ocean. Therefore, most missionary organizations or groups provide or require Group International Missionary Health Insurance for their missionary staff. If you are travel alone on a short-term or long-term mission trip, then you are required to have Individual International Missionary Health Insurance.

Coverage for Dangerous Destinations 

Missionaries should not only be looking for overseas medical insurance, but also emergency evacuation, trip cancellation, political evacuation and other benefits. Depending on where you are going, you may also want to specifically look for war, terrorism, kidnap and ransom insurance coverage.

Get Insurance From Expat Financial 

As international insurance specialists, we can help you define your missionary group’s global risk requirements. TFG Global offers independent advice, solutions and ongoing service and support to clients around much of the world. We source plans from large and secure global insurance companies. Our firm can offer a wide array of insurance plans including International Life Insurance, Personal Accident Coverage, War and Terrorism CoverageExpat Disability Insurance, International Health Insurance, Kidnap & Ransom Insurance, Travel Medical Insurance, Evacuation Coverage. For more information, please view our Missionary Insurance Brochure.

Contact Expat Financial today if your mission group has gone global. Such plans have options for life, AD&D and dental insurance. We are a vital resource for international missionary insurance plansContact us today to discuss your mission group’s needs and obtain quotes from the market.