The premiums that you are charged for your expatriate health insurance plans depend on a variety of factors. Each expat insurer will consider these factors differently. Expat Financial offers a variety of international health insurance premiums that come with different plans determinations. Here is a partial list of factors that can affect the health insurance premium that the insurance company charges:
- Country of residence
- The geographic area of coverage
- Deductible level
- Pre-existing medical conditions
- Policy coverage – basic or deluxe
- Individual or Group
- Monthly versus annual premium payment
The above factors will work in tandem to help the international health insurer determine your initial and even renewal premiums. Please contact Expat Financial today to review your expat health insurance needs or obtain a quote online as we have several different health plans which allow you to obtain an online quote and even apply online. Our most popular international health plans is from Cigna, where we offer the same rates and coverage, but with our free advocacy, assistance, and faster underwriting. We also offer a great plan from GeoBlue that is popular for American expatriates.
We can also source group plans for globally mobile employees who are employed by an expat employer.