International Health Insurance Consumer Guide for Expatriates
We realize that moving abroad is a considerable endeavour for individual expatriates and their family members. You may already be living abroad as a global nomad, expatriate or digital nomad. Maybe you are retiring overseas or taking a job overseas. One of your biggest requirements when living abroad is international health insurance, and we have developed a comprehensive, easy-to-understand global health insurance guide for expatriates and global citizens.
You can also sign up for our newsletter and receive a link to download the comprehensive global healthcare insurance guide that is designed and written for future expats, global nomads and digital nomads.
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What This Guide Covers
Choosing an international health insurance plan involves more than comparing premiums side by side. Our guide walks you through the details that actually matter once you’re living abroad and need to use your coverage.
Understanding your coverage
- How pre-existing conditions are handled, and what “moratorium” and “full medical underwriting” actually mean for you
- Maternity and newborn coverage, including waiting periods you should know about upfront
- When and how emergency evacuation and repatriation benefits kick in
- Direct billing versus reimbursement, and why it matters which hospitals you can access without paying out of pocket first
The practical side of expat life
Some of the most useful parts of the guide are the ones people don’t think to ask about until they need them. We cover how claims work when you’re outside your home country, what paperwork to keep on hand, and how to keep your coverage in place if you’re relocating partway through your assignment or moving into retirement overseas.
Using our guide below can be a key advantage for consumers who require global healthcare, as it contains numerous tips, information and insights for today’s globally mobile population. This includes digital nomads, expats, foreigners, immigrants, global nomads and international citizens.
Coverage for families & couples
If you’re moving with dependents, we go over how children are typically covered under international plans, including what happens once they reach university age and whether they can stay on your policy while studying abroad.
Why Use Our Guide
We put this together based on what we hear from expatriates and global citizens we work with across Africa, Asia-Pacific, and elsewhere. It’s meant to give you a straightforward place to start, whether you’re taking out your first policy or checking whether your current one still fits before a renewal comes up.
Sign up below and we’ll send the guide to your inbox, along with our quarterly newsletter on expat insurance and life abroad.
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