Lifetime medical coverage is available if you are enrolled in the IMG Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday, you will receive a transfer form for coverage. There is no medical underwriting, simply complete and return the transfer form with your premium. Check policy contract for more information – specimen copy available upon request.

*subject to IMG plan terms and conditions.

IF you are an expat living abroad who wants lifetime medical coverage, we do not recommend the IMG plan. We recommend that you apply for the Cigna Global health plan.