Common Eligibility Requirements For Global Citizens Buying International Health Coverage
Global Medical Insurance is often available to individuals and families living abroad. U.S. Citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six months. These global plans are often also available to non-U.S. Citizens may reside abroad, although certain eligibility restrictions may apply to non-U.S. citizens residing in the United States.
As part of the common eligibility requirements for Global Medical Insurance, most global health providers require that U.S. citizens reside abroad or plan to leave the U.S. in the next 45 days and on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S. Individual Global medical plans are not COBRA or HIPPA compliant.
Most persons between the ages of 14 days and 74 years old may apply for coverage. However, some plans are available to expats of any age!
Global Medical Insurance is available for your spouse and dependent children who are living abroad.
RENEWAL OF COVERAGE
We find that most global medical insurance policies are annually renewable and coverage is continuous when renewed. Prior to the end of each period of insurance (12 months) you will receive a renewal form or message from the insurance company. You must continue to meet the eligibility requirements outlined above in order to renew. There are no medical questions at renewal and rates do not change based on your individual claims activity. Your premium will be the same rate as all persons of the same class.
