We were recently approached by a Royal Sun Alliance Canada customer who received a letter stating that RSA health plans for Canadian expats no longer and they would “be offering the Viator Expatriates Health Insurance coverage directly to individuals” and “upon expiring of your current coverage, you will need to contact another insurance provider in order to purchase a new policy and ensure that you have continued coverage as an expatriate.” This left this customer with an urgent need to find a replacement policy. Luckily, she was able to get a quote and secure an excellent global health plan from one of our insurance suppliers. Read more
Learn About Staying Safe While Living Abroad – Top 10 Safety and Security Tips
As we all know, “an ounce of prevention is better than a pound of cure.” This old adage definitely applies to expats. Moving to a new country can be exciting as well as challenging; however, taking the necessary steps can keep you safe from various risks associated with expatriate life. You don’t have to compromise on your safety when you pack your baggage to move to your desired destination. Remember that feeling secure is one thing that you will have to work on initially no matter where you plan to relocate. This doesn’t mean that you will have to live in fear as an expatriate. Get armed with all safety and security tips for Expats given below and make your stay in your new abode all the more fascinating and blissful. Read more
There have been some stories in the media over the past few years about a healthcare crisis for locals and expats in Brazil. In the recent past, some local hospitals had to turn away many patients due to a lack of medical supplies. This is concerning for expatriates residing in Rio and other cities in Brazil. We will discuss the healthcare system in Brazil along with some recommendations for expats in Brazil to stay safe and healthy.
Health Crisis in Rio De Janeiro
According to Brazil’s health ministry, Brazil promised to hire 2,500 extra medical staff in the state of Rio de Janeiro in January 2016. This is because Brazil is suffering from a funding crisis that has left many hospitals understaffed due to which condition of healthcare crisis for locals and expats in Brazil raised. Many of the healthcare facilities are lacking essential medical equipment. Brazil’s healthcare problems are not limited to Rio de Janeiro. Indeed, due to the overall economic crisis in Brazil, the cost of maintaining the country’s satisfactory healthcare system has been a burden for the government. Many officials have concerned that local hospitals will not be able to provide desired medical care for travelers and expats entering Brazil before and after the Olympic ceremony.
According to the World Health Organization updates, travelers to Brazil should consult the travel advice issued by their national authorities. A medical check-up should be scheduled at least 4 – 8 weeks before departure in order to allow enough time for vaccination completed. WHO suggests that expats going to Brazil should be vaccinated against diphtheria, pertussis, tetanus, etc.
Since July 2015, Brazil has interrupted measles transmission. In 2016, Zika virus also makes Brazil a threat within the country and abroad. Without adequate healthcare infrastructure, Brazil is facing the biggest risk of spreading diseases. Furthermore, in February 2016, WTO advised pregnant women not to travel to Zika-affected areas – this includes Rio de Janeiro.
Health Advise For Travellers to Brazil
Based on the health risks assessed by Brazilian health authorities, the access to antimalarial drugs while in Brazil will be limited. Therefore, expats and travelers should purchase these drugs before departure. It is critical for expats and travelers entering Brazil to obtain international health insurance. An expatriate health insurance plan can let you select the hospital, doctor or other medical service providers that best suit your needs. The policy is flexible and world-wide. local medical plans do not provide medical coverage while expats are traveling out of the country or going back home. local medical plans in Brazil are aimed to cover basic medical needs that are not suitable for most expats.
Medical emergency evacuation is a critical part of expatriates healthcare insurance. It is crucial to ensure that expatriates have an emergency medical evacuation plan before relocating overseas. The cost of ambulances, helicopters, traveling medical care and planes can be incredibly high if you do not have an adequate evacuation plan.
Bring International Health Insurance With You To Brazil
Expat Financial can source coverage for expatriates in Brazil, especially through our comprehensive global health plan with Cigna International or you can choose our Allianz Global Health Plan. We can also source global benefit plans for companies with expat employees in Brazil.
Here is a list of different types of insurance coverage you will want if you are planning to venture in to Brazil:
- International Health Insurance
- Expat Life and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans
If you require a quote for expat health insurance in Brazil, contact Expat Financial today.
Learn more about expatriate life in Shanghai
While Shanghai continues to be one of the most beautiful cities in China, it’s also a clear favorite for expats from around the world. The overall cost of living in Shanghai is low in some sectors of the city. Since expats earn quite well while working in Shanghai (averaging fourth-highest earnings in the world), expatriate find everything here to be within their means. Read more
Become a Retired Expat in France – 8 Reasons You Should Retire in France
France is an extremely popular destination for travelers as well as expats looking for a culturally rewarding retired life. It is the natural beauty & culture of the country that makes it a much sought after getaway for retirees from across the globe. Apart from its rich history and culture, there are many reasons why France can be your next home. You just have to plan to ensure that your retired life in France is hassle-free and pleasant. Here are eight great reasons why you should consider as expat to retire in France Read more
Learn how expats can prepare for the flu season
Millions of cases of influenza (or flu) are recorded every year in the United States alone according to the CDC Flue page. What makes the flu virus so scary is that it can even infect those who have already received vaccination for it. The virus can lead to pneumonia, or some other bacterial infection, which can even turn fatal. Influenza is an acute infection of the upper airway caused by an influenza A or B virus. Some of the common symptoms are fever, cough, sore throat, stuffy nose, headaches, fatigue and more. Check with your doctor if you have the flu.
Five Global Health Insurance Tips for Expat Families Living Abroad
Moving abroad with your family is a great experience and also quite daunting. In this article, we will discuss the top five considerations for purchasing global health insurance while living abroad as an expat family. It is obvious that protecting your family’s health is critical for expat parents – obtaining vaccinations, making sure that your kids get annual checkups, washing hands and other general steps to protect your health abroad. Read more
Your Guide to the Golden Visa Program in Portugal – Information for Expatriates
Portugal’s Golden Visa Program has been immensely popular since 2012 when it was first made available to non-EU/EFTA (European Free Trade Association) nationals. Applicants for this program who want to move to Portugal and make a certain amount of investment in the country’s real estate are eligible to obtain a residence permit. To date, over 6,500 people from around the world have received residence permits in the country, with their investments totaling over €4 billion. Until recently, most of the beneficiaries of Portugal’s Golden Visa Program were Chinese; however, other nationals have started catching up too. Our firm is talking to more and more expats moving to this beautiful country through the Golden Visa plan because they require international health insurance.
Will Your Expat Health Plan Cover Your Vaccinations in South America?
South America is a continent full of adventure and indigenous cultures, beaches and jungles, etc. It is a place that many tourists and expatriates would want to share it with. But what vaccinations do you need to travel or relocate to South America? Will your health insurance cover it? Be sure to read this article for a complete list of recommended travel vaccines and health insurance coverage about these vaccines.
Learn About the Top Three Global Health Insurance Providers for Individual Expatriates
In this blog article, you will learn about three excellent global health insurance providers that Expat Financial offers to expatriates. If you are about to move abroad or already living the expat life, you probably know that emergency and chronic medical conditions incurred while living overseas can be quite expensive and even bankrupt you and your family. You may be healthy now, but unfortunately, that can change in an instant.
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Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact TFG Global Insurance Solutions Ltd. for more information about your specific jurisdiction. If you or your company requires a policy that is billed to the USA, please contact us and we will refer you to a broker located in the USA. The policies we offer via TFG Global Insurance Solutions Ltd. or its related web sites are not available to citizens currently residing in the USA when taking out the policy.