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Hong Kong is celebrating 20th return anniversary

July 1, 2017 is the 20th anniversary of Hong Kong‘s return to China after many years under UK rule. President Xi Jinping is visiting the Hong Kong for the 20th return anniversary. After around 100 years as a British colony region, Hong Kong was handed over to China in 1997 under the “One Country, Two Systems” agreement. Hong Kong is known for its advanced healthcare system, excellent transit system and an active nightlife. It is a popular expat destination around the world and many expats coming from western countries find it relatively easy to adapt.

Cantonese and Mandarin are the dominant languages in Hong Kong, but English is also widely spoken so it can be an easy place to adjust for expatriates living there. As a global city, English is taught at schools. In fact, there is a constant need for expat native English speakers at both international schools and adult English learning institutions. Hong Kong is also recognised as a prosperous global business district in Asia. If you’re used to a fast-paced lifestyle, then Hong Kong is the place for you. It also has an excellent health care system for expats and locals alike. 

Communities and organisations across China mainland will be celebrating the 20th return anniversary, from gala shows and culture festivals, to fireworks, sporting events, exhibitions, etc. Expats living and working in Hong Kong are encouraged to explore the various events and celebrations. All travellers are welcomed to discover Hong Kong by participating in major events and activities taking place in the region.

For more information on celebration events and publicity materials, please visit the official site of Hong Kong’s 20th return anniversary or click here for events brochure:

Digital nomad career options while living abroad as an expat

Digital nomads are often referred to as people who earn income remotely and mostly online, rather than from a physical permanent office. Today, digital nomads can be found in many industries such as writing, IT, media, tutoring, medical service, blog writer, consulting and more. For expatriates living and traveling abroad, the flexibility and freedom of a digital nomad is the ultimate global lifestyle. In this article, we will discuss why expats are becoming digital nomads along with the careers that are ideal for this exciting lifestyle.

Why So Many People Are Eager to Become Digital Nomads – A Freelance Career in a Globalized Economy

One of the most advantages of the digital nomad life is the freedom to travel and live in new places without restrictions. This is especially attractive to expatriates who are already living overseas. Expatriates working as digital nomad can earn money as they travel and may be open to more career opportunities. For expat spouses living abroad with their employed expat partners, a digital nomad career is often a perfect solution for not having permission to work in the new destination country.

Another reason  why people become digital nomads would be differences in currency values and cost of living. For example, if you are earning US dollar but living in Thailand, you will benefit from the currency conversion as $1 USD equals to $34 Thai Baht. Therefore, your income could lead you to a better quality of life and let you have more time for leisure. As would be expected, the cost of living in many developed and third world countries can be a fraction of the costs in North America or Europe.

Digital Nomad Career Options for Expats

We have compiled a list of you will need to acquire the right skills & contacts. Please check the list of skills & careers that are ideally suited for expatriates living abroad:

  • Computer Based Expats: As online businesses are growing much faster than traditional retail stores, eCommerce website platforms are in great need. learning computer skills doesn’t mean you have to become a programmer. If you start to learn the basics in web page design, you will be able to develop a website for clients in a few weeks. You don’t need to know how to code, there are many website templates available. Lastly, you will need a laptop with fast internet access, not dial-up.
  • Travel Writer: To write well about travel requires passion and local friends. Travel writing is not just includes destination tour guides or hotel recommendations, it is all about the stories and experiences during your stay. Many travel writers start their writing a blog site. From there, some of them get offers of book publishing and may even be offered free travel. It is recommended to use social media such as Facebook, Twitter and Instagram to connect with your potential readers and editors.
  • Writer – copy-writing: To become an online freelance copywriter requires proven similar work that you’ve done before and identify your ideal clientele that may be scattered around the globe. Search engine optimization (SEO) is a much sought after skill, so there is great demand for online content copywriters, such as website copy-writing, SEO copy-writing, and other forms of social media writing. Make sure to find out what type of copywriter you want to be and understand the role you are applying for, then pitch yourself to an ideal client.

  • Consultants: If you are knowledgeable and experienced on a particular subject, then to become an online freelance consultant would be a good choice for digital expats. Popular industries and sectors of online consultants including education, music, marketing, accountancy, security, engineering, human resources, science and finance. In some industries, a consultant may be required to develop customized report and presentation online. To become an external online consultant, you may to acquire the certain certifications and qualifications, and choose your target market wisely.
  • Social Media Expert: Nowadays, almost every company is realizing that they need social media specialists for content marketing and multi media management. If you know social media channels and campaigns, such as Facebook campaigns, email marketing, social advertising, etc., you may be able get a job as a freelancer while living overseas. Many clients won’t mind that you are a digital nomad.
  • App Developer: This type of work requires solid software development skills and knowledge such as SQL, JavaScript, C# or C++, Python, etc., no matter you are building mobile Apps for either the Android platform or Apple’s IOS system. There are short intense programs to teach future programmers skills and knowledge in as short as 8 to 12 weeks, however, to become an App developer requires constant and long hours of effort. Some of the most popular careers in App developing include IOS for creative enterprises and mobile cloud computing with Android.

  • Translator: If you speak at least two languages including your native language, a career in online translator might just for you. There are many kinds of translation works such as novel translation, movie translation, legal documents translation and conference/specialized material translation. One of the first steps to become an online translator is to get accreditation or certification. If you have specialty in fields like electronic engineering, computer science, or biology, then you may even have the advantage of translating technical documents.
  • Web Site Development: SEO (Search Engine Optimization) and SEM (Search Engine Marketing) specialist careers are ideally suited to digital nomad experiences – it is a often viewed as a great self-employed business to run from almost anywhere. In addition to web and computer knowledge, you will also need analytical skills to deliver the results.
  • Graphic Design: Using a wide range of  media and software such as Photoshop, Illustrator, etc. to design visual layouts and corporate magazines can make you a digital nomad and work anywhere you want, especially you have proven graphic designing experience. It’s a job that can easily be completed anywhere in the world with good internet access.
  • Online Teaching: As the English teaching market is growing, it is a great way to travel and become an expat English teacher. Compared to traditional in-classroom teaching, online teaching has many advantages such as flexible and efficient. Online teaching allows you to teach from anywhere. Learning English is very popular in Asia. If you are a native English speaker, the possibilities are endless.

 

Don’t forget International Health Insurance if you are a digital nomad

For digital nomads living abroad, it is important to note that you will be responsible for obtaining your own international health insurance plans as you won’t be supported by an employer and the country you live in may have little or no medical coverage or even adequate healthcare facilities. Domestic plans may not even cover you or will only cover you in that one country, which is not ideal if you wish to travel or obtain health coverage abroad. You will probably lose your current health plan coverage if you live abroad or it may not cover overseas travel. If you have questions about our international medical insurance plans or you want to discuss your needs and produce a customized quote, please contact us or complete the quote form. Also don’t forget to obtain individual life and disability coverage as well if you are a digital nomad. 

6 Tips on How to Become an Expat

An expatriate, or expat, is a person who lives outside of their native country, according to the definition of  Oxford dictionary. Today, more and more people are willing to leave their home country and experience a brand new job or lifestyle abroad. To better prepare you for life overseas, we will discuss six simple tips on how to become an expatriate.

  • Find a job abroad

If you are interested in living abroad, the first step you would want to take is to find a job in your desired destination country. According to research, one of the reasons why people want to become expat is that expatriate employers often offer relatively higher salaries. Therefore, expat employees are more likely to experience a higher standard of living while working abroad.

In order to succeed in an international job, Expat resource centre offer excellent information on job hunting. Practical suggestions such as prepare CV and research the job market before you move, ensure that you have work permits or visa at hand, etc. to help future expats realize their dreams. To learn more, please view Expat employment – Job hunting tips.

  • Study abroad

Another option to become an expat is through studying abroad. And it is very popular among teens. According to NAFSA study, the number of American students studying abroad  during 2015 grew from 304,467 to 313,415. Studying overseas can be a great way to get a global perspective and the chance to learn a new language. The cost of studying abroad can be expensive, but in some less developed countries the tuition costs can sometimes be lower. However, more and more universities and colleges offer scholarships and bursaries. It is worth the time to research online for tuition funds to support foreign students.

  • Understand your destination’s culture

When moving overseas, one of the most unexpected events would be culture shock. And sometimes it can be quite frustrating depending on where you are moving to. For example, tipping in restaurants is common and considered normal in the U.S. and Canada. You are expected to add a 15% – 20% mark up to the bill in any restaurant; while in China or Japan, tipping in local restaurants is not required and can be considered insulting. There might be exceptions for some high-end western style cafes. However, even in these cafes, tipping is already included in the bill. It is suggested that future expats should do some research about your destination’s culture to avoid any embarrassment. The more research you can do on the customs and practices in your destination country the more successful your expat experience will become.

  • Travel abroad

It is always suggested if you travel to your destination country before relocating for a short trip. Through traveling, you will get to know its culture, food, people, etc. You will have a general idea whether the country that you are moving to will be suitable or not.

If you are traveling abroad for a short term trip up to one year, it is critical to obtain medical coverage for your entire trip that will cover emergency illnesses or injuries abroad. Our firm offers several travel medical plans from various insurers and providers. With IMG Patriot travel insurance coverage, you are covered with trip cancellation, lost baggage, emergency evacuation & repatriation, covering from as short as 15 days to 24 months. To learn more, please view the brochure below. 

  • Retiring Abroad

Retiring overseas is becoming more and more popular for citizens around the world and is a great way to become an expat. Generally speaking, South America, Asia and Europe are among the most popular expat retirement destinations. This is not only because of its favourable weather and beaches, but also its relatively low cost of living. For example, if retiring in Thailand, the cost of living is much lower than in the western countries. It’s possible to buy a one-bedroom home in Chiang Mai for around $50,000, according to several sources. Expats can pay around $500 per month to rent a home in Chiang Mai. According to International Living Magazine, Thailand is a very inexpensive country for expatriates. You will want to obtain tax and legal advice before retiring abroad as this can greatly impact your finances. 

  • Bring International Health Insurance with You

If you want to become an expatriate, it is critical for you to obtain an international health insurance plan that will not only cover medical treatment in your destination country, but also globally. Medical expenses while living abroad can be extremely expensive and local medical care in your new country may not be up to Western standards, especially if you are moving to a developing country. In some Asian countries such as China and Singapore, the cost of medical assistance can be surprisingly expensive for expats living there.

If you are an American citizen, you will want to include cover for the United States as most Americans will want to obtain treatment back home. Expats should make sure that their plan includes medical evacuation and repatriation coveragePlease contact us today for a quote and to discuss your expatriate insurance requirements. We would be delighted to be of assistance as we are expat insurance specialists.