British Virgin Islands (BVI) is a British overseas territory made up of over 40 islands in the Caribbean. It enjoys a mild tropical climate, sandy beaches and quaint towns. The Largest island is Tortola and contains the majority of the inhabitants. The economy is centered on tourism and offshore finance that offers a low tax regime for individual expatriates and companies. The territory has a small population just over 22,000 and Road Town, Tortola is the capitol. Main exports are rum and fruit in this English speaking region. BVI is relatively safe and crime is not too commonplace, but expatriates should take precautions at night, especially in Road Town.
Healthcare in British Virgin Islands
Health care costs in BVI have become quite expensive over the past years, so obtaining adequate health insurance is vital for expatriates.
The government on the island has implemented a comprehensive health services programs that provides a focus on lifestyle and wellness initiatives for the general population. Road Town has good medical facilities and day to day healthcare and emergency services are handled by private clinics. There are several hospitals in BVI for expatriates and local nationals, including Peebles Hospital and B & F Medical Complex. There are pharmacies and dental offices available for expats and tourists alike. Any major illness that an expat incurs will most likely require medical treatment in the United States as the islands can’t match the health services found on the mainland.
Insurance for Expatriates in British Virgin Islands
Most health insurance and care is provided by employers in BVI. Most expatriates and especially visitors will be responsible for obtaining adequate international health coverage from an insurance broker such as Expat Financial, especially if they want to receive coverage and treatment off the island and in the USA or Canada. Medical evacuation coverage for expats and tourists in BVI is essential as most will want to seek treatment off the island.
Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in British Virgin Islands:
- International Health Insurance
- Expat Life and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans
Expat Financial can source international health insurance for select local nationals in British Virgin Island from one of select large global insurance companies we work with. If you require a quote for insurance coverage for expats in BVI, contact Expat Financial today for a quote. We are your one stop resource for BVI expat health insurance.