After nearly 100 years as a British colony, Hong Kong was handed over to China in 1997 to become one of two Special Administrative Regions of China. Although the handover was met with some resistance, Hong Kong today is mostly a self-governed democracy under the “One Country, Two Systems” principle. Due to an advanced healthcare system, excellent transit system and an active nightlife, many expats coming from western countries find it relatively easy to adapt. Cantonese and Mandarin are the dominant languages in this region, but English is also spoken in most commercial settings. The country is now recognized as a prosperous global business district in Asia. If you’re used to a fast-paced lifestyle, then Hong Kong is the place for you.
Healthcare in Hong Kong
Although Hong Kong has boasts an excellent healthcare system, with modern hospitals and well-trained staff, air pollution can be an issue for people residing in Hong Kong. Besides automobile emissions, mainland factories release sulfer and nitrogren oxides. Today roadside pollution exceeds the WHO guidelines by 200%, and are progressively getting worse.
Insurance for Expatriates in Hong Kong
Most expatriates will want to obtain international medical coverage if residing in Hong Kong. Medical evacuation is recommended along with a plan that provided global medical treatment. A plan that will provide reimbursement for medical expenses via a large network of hospitals is recommended. Many expats should also obtain global life and disability insurance coverage. Some local nationals in the region are able to contact Expat Financial for a global medical plan that will provide global coverage including the USA. Our most popular global medical plan for Hong Kong is the Cigna Global Health Options plan.
Here is a list of different types of insurance coverage you will want if you are planning to become an expatriate in Hong Kong:
- International Health Insurance for Hong Kong
- Expat Life and Disability Insurance
- Travel Insurance
- Evacuation Coverage
- Group Expat Insurance Plans
If you require a quote for insurance coverage for expats in Hong Kong, contact Expat Financial today for a quote and to discuss your Hong Kong expat insurance requirements.