Generally outpatient coverage costs about the same as inpatient coverage. Outpatient coverage tends to be more frequent but less costly. Standard outpatient coverage includes for expat medical plans often include:
- Medical check-ups
- Specialist and practitioner costs
- Home care
- X-rays and other examinations
- Prescribed medicine
In most parts of the world, health insurance plans cover both inpatient and outpatient coverage. Some expats feel that the additional cost of outpatient coverage is not worth it, but we would recommend you to make sure you are covered as extensive illnesses can be dangerous, stressful and costly. Some expats will just obtain an in-patient plan if the costs of out-patient care is inexpensive. Of course, just as there are some inpatient exclusions to plans, there are also a few things excluded from outpatient plans.
Expat Financial offers international health insurance plans that only offer in-patient coverage and also offer plans that offer in-patient and out-patient care for you and your family. Please contact us to discuss your global health insurance needs or obtain a quote online as we offer several different health plans from a variety of expat health providers such as ihi BUPA, IMG or Cigna International.