Note: All of the options can be taken out individually except for Maternity which must be purchased along with the Dental/Vision Option as part of an First Expat Plus health plan.
If you want to reduce the amount of your premiums, you can choose a deductible from the amounts available below:
- The deductible is the amount you must pay towards your medical expenses, per insurance year, before reimbursement begins.
Important Notes on the MSH International Health Plan
Please read the plan terms and conditions carefully before applying. If you apply once you click on the above quote link, you will be connected to MSH International’s online quote page where you can select from the different plan level, options and deductibles. After receiving your quote via email, you will then be able to review the benefits and apply online. The plan is not available to local nationals or Americans currently residing in the USA via our web site.
The plan is only available to expatriates who are over age 18 and under age 65 and may not be available in some countries. The plan is available for expats up to 71 years old if they are under paid employment. Generally speaking, First Expat+ offers worldwide coverage either including or excluding the USA, except in high risk countries, but even in these countries, coverage might still be available. Please check with underwriter and read the plan terms and conditions for full details.
Excluded countries for health benefits for the MSH International Plan
Central African Rep.
Countries that require the accord from the Insurer for health benefits
Dem Rep. of the Congo
MSH health coverage will be terminated at the end of the calendar quarter during which the Member returns permanently to their Country of nationality (or Home country). However, if the member occasionally visits his home country, he or she will be covered the same way if his home country is in the same (or a lower) geographical zone as his host country, or for emergency only if his home country is in a higher zone.
Final premium and coverage are subject to medical underwriting approval and the plans are not PPACA (Obama Care) compliant.